If you are searching for the IFSC code of Rajasthan Gramin Bank, BALARA branch in BALARA, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is RMGB0000004. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BALARA branch, and detailed step-by-step guides for using the IFSC RMGB0000004 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RMGB0000004 is the IFSC of Rajasthan Gramin Bank's BALARA branch. The format is fixed: RMGB = bank code, 0 = reserved, 000004 = branch identifier.
Branch details at a glance
| Bank Name | Rajasthan Gramin Bank |
|---|---|
| Branch | Balara |
| IFSC Code | RMGB0000004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BUS STAND, BALADA |
| City | Balara |
| District | Pali |
| State | Rajasthan |
| STD Code | 2939 |
| Phone | 289220 |
About Rajasthan Gramin Bank
Rajasthan Gramin Bank operates a wide network of branches across India, including the Balara branch in Balara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RMGB0000004.
About the Balara branch
The Balara branch of Rajasthan Gramin Bank is situated at NEAR BUS STAND, BALADA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RMGB0000004 is used.
Why every Rajasthan Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALARA of Rajasthan Gramin Bank — its own 11-character IFSC. The code RMGB0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RMGB0000004 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC RMGB0000004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RMGB0000004 across all three.
How to use IFSC RMGB0000004 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajasthan Gramin Bank's BALARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RMGB0000004.
- Confirm the bank name auto-populates as Rajasthan Gramin Bank and the branch as BALARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RMGB0000004
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajasthan Gramin Bank – BALARA, ensure your bank's portal accepts IFSC RMGB0000004 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Rajasthan Gramin Bank BALARA (IFSC RMGB0000004)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RMGB0000004 in your mobile or internet banking app, and the money is credited to the BALARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RMGB0000004 for Rajasthan Gramin Bank – BALARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RMGB0000004 | Yes – RMGB0000004 | Yes – RMGB0000004 |
For most retail customers crediting the Balara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RMGB0000004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajasthan Gramin Bank – BALARA is still mapped to IFSC RMGB0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RMGB0000004 and the beneficiary's account number to complete the transfer.
Account types you can open at the Balara branch
Once you have an account at Rajasthan Gramin Bank – BALARA, the IFSC RMGB0000004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Balara branch can access most of Rajasthan Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RMGB0000004
MICR & cheque-truncation details
Cheques drawn on the Balara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RMGB0000004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC RMGB0000004
Rajasthan Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the BALARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RMGB0000004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajasthan Gramin Bank – BALARA:
- The IFSC is exactly RMGB0000004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Rajasthan Gramin Bank as the bank name and BALARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Balara branch sits at NEAR BUS STAND, BALADA. If you are travelling from outside Balara, search for the branch on a maps application using the bank name and locality, or call 2939-289220 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RMGB0000004 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RMGB0000004 for Rajasthan Gramin Bank – BALARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Balara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RMGB0000004 continue to work without interruption.
Branch address & contact
Rajasthan Gramin BankBalara Branch
NEAR BUS STAND, BALADA
Balara, Rajasthan
Phone: 2939-289220
IFSC: RMGB0000004
Frequently asked questions
Is IFSC RMGB0000004 the same for all accounts at Balara branch?
Yes. The IFSC RMGB0000004 is shared by every account held at Rajasthan Gramin Bank's Balara branch. Only the account number changes from customer to customer.
Where is Rajasthan Gramin Bank Balara branch located?
Rajasthan Gramin Bank's Balara branch is located at NEAR BUS STAND, BALADA, Balara, Rajasthan.
What is the phone number of Rajasthan Gramin Bank Balara branch?
You can reach the branch at 2939-289220 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balara branch but serve different purposes.
Does Rajasthan Gramin Bank Balara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2939-289220 to confirm.
How quickly will an NEFT transfer using RMGB0000004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Rajasthan Gramin Bank – Balara reflect within 30 minutes.
Summary
The IFSC code RMGB0000004 belongs to Rajasthan Gramin Bank's BALARA branch, located at NEAR BUS STAND, BALADA in BALARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
