IFSC Code of Rajarshi Shahu Sahakari Bank Limited Pune, Wagholi Branch Branch, Maharashtra

If you are searching for the IFSC code of Rajarshi Shahu Sahakari Bank Limited Pune, WAGHOLI BRANCH branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is RSSB0000016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WAGHOLI BRANCH branch, and detailed step-by-step guides for using the IFSC RSSB0000016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Rajarshi Shahu Sahakari Bank Limited Pune's WAGHOLI BRANCH branch, the IFSC RSSB0000016 breaks down as follows: RSSB identifies the bank, 0 is the reserved character, and 000016 identifies this particular branch.

Branch details at a glance

Bank profile

Rajarshi Shahu Sahakari Bank Limited Pune is among the recognised banks listed on the Reserve Bank of India's payments network. The Wagholi Branch branch — IFSC RSSB0000016 — extends the bank's services to customers in and around Pune, Maharashtra.

About the Wagholi Branch branch

The Wagholi Branch branch of Rajarshi Shahu Sahakari Bank Limited Pune is situated at GROUND FLOOR,GAT NO-668 P,SHOW ROOM NO-1& 2,BELLEVIE CENTRE,KESNAND ROAD,WAGHOLI,PUNE-412207. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSSB0000016 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajarshi Shahu Sahakari Bank Limited Pune's WAGHOLI BRANCH branch came to be assigned the code RSSB0000016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSSB0000016, money simply cannot be routed to the WAGHOLI BRANCH branch electronically.

How to transfer money using IFSC RSSB0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSSB0000016 across all three.

NEFT to Rajarshi Shahu Sahakari Bank Limited Pune, WAGHOLI BRANCH using IFSC RSSB0000016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSSB0000016, and confirm that the system picks up Rajarshi Shahu Sahakari Bank Limited Pune – WAGHOLI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WAGHOLI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Rajarshi Shahu Sahakari Bank Limited Pune's WAGHOLI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSSB0000016 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Rajarshi Shahu Sahakari Bank Limited Pune – WAGHOLI BRANCH, use IMPS. With IFSC RSSB0000016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Wagholi Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSSB0000016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WAGHOLI BRANCH is still linked to IFSC RSSB0000016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajarshi Shahu Sahakari Bank Limited Pune's WAGHOLI BRANCH branch, the IFSC RSSB0000016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Wagholi Branch branch is mapped to IFSC RSSB0000016 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajarshi Shahu Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSSB0000016.

Products and services

Customers walking into the Wagholi Branch branch can access most of Rajarshi Shahu Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSSB0000016

MICR & cheque-truncation details

Cheques drawn on the Wagholi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSSB0000016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC RSSB0000016

Rajarshi Shahu Sahakari Bank Limited Pune customers can register for net banking and the bank's official mobile app once their account at the WAGHOLI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSSB0000016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC RSSB0000016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajarshi Shahu Sahakari Bank Limited Pune – WAGHOLI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSSB0000016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Wagholi Branch branch sits at GROUND FLOOR,GAT NO-668 P,SHOW ROOM NO-1& 2,BELLEVIE CENTRE,KESNAND ROAD,WAGHOLI,PUNE-412207. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 9881394395 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSSB0000016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSSB0000016 for Rajarshi Shahu Sahakari Bank Limited Pune – WAGHOLI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Wagholi Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSSB0000016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSSB0000016 belongs to Rajarshi Shahu Sahakari Bank Limited Pune's WAGHOLI BRANCH branch, located at GROUND FLOOR,GAT NO-668 P,SHOW ROOM NO-1& 2,BELLEVIE CENTRE,KESNAND… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.