IFSC Code of Rajarambapu Sahakari Bank Limited, Saidapur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Rajarambapu Sahakari Bank Limited, SAIDAPUR branch in SAIDAPUR. The 11-digit IFSC RRBP0000049 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Rajarambapu Sahakari Bank Limited at the SAIDAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Rajarambapu Sahakari Bank Limited – SAIDAPUR is RRBP0000049. The first four letters RRBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000049 map to this branch in SAIDAPUR, MAHARASHTRA.

About the bank

Rajarambapu Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saidapur branch in Saidapur, Maharashtra is part of this network and uses the IFSC code RRBP0000049 for all electronic settlement.

Branch details at a glance

About the Saidapur branch

The Saidapur branch of Rajarambapu Sahakari Bank Limited is situated at PLOT NO.63,MILKAT NO.2973/24, GULMOHAR HEIGHTS,GROUND FLOOR, SHOP NO.2 SAIDAPUR,TALUKA-KARAD DISTRICT-SATARA, PINCODE-415124 MAHARASHTRA.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RRBP0000049 is used.

Why every Rajarambapu Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAIDAPUR of Rajarambapu Sahakari Bank Limited — its own 11-character IFSC. The code RRBP0000049 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RRBP0000049 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Saidapur branch is mapped to IFSC RRBP0000049 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajarambapu Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RRBP0000049.

Products and services

Customers walking into the Saidapur branch can access most of Rajarambapu Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RRBP0000049

How to transfer money using IFSC RRBP0000049

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RRBP0000049 across all three.

NEFT to Rajarambapu Sahakari Bank Limited, SAIDAPUR using IFSC RRBP0000049

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RRBP0000049, and confirm that the system picks up Rajarambapu Sahakari Bank Limited – SAIDAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAIDAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Rajarambapu Sahakari Bank Limited's SAIDAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RRBP0000049 while initiating the transfer and the credit will appear within minutes.

IMPS to Rajarambapu Sahakari Bank Limited SAIDAPUR (IFSC RRBP0000049)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RRBP0000049 in your mobile or internet banking app, and the money is credited to the SAIDAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Saidapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RRBP0000049:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAIDAPUR is still linked to IFSC RRBP0000049.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RRBP0000049

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajarambapu Sahakari Bank Limited – SAIDAPUR is still mapped to IFSC RRBP0000049. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RRBP0000049 and the beneficiary's account number to complete the transfer.

Online banking and IFSC RRBP0000049

Rajarambapu Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SAIDAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RRBP0000049 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajarambapu Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RRBP0000049 and the account number together uniquely identify the Saidapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC RRBP0000049

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Rajarambapu Sahakari Bank Limited – SAIDAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RRBP0000049.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Saidapur branch sits at PLOT NO.63,MILKAT NO.2973/24, GULMOHAR HEIGHTS,GROUND FLOOR, SHOP NO.2 SAIDAPUR,TALUKA-KARAD DISTRICT-SATARA, PINCODE-415124 MAHARASHTRA.. If you are travelling from outside Saidapur, search for the branch on a maps application using the bank name and locality, or call 9561000789 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RRBP0000049 and your account number.

Verifying IFSC RRBP0000049 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RRBP0000049 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9561000789.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Saidapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RRBP0000049 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RRBP0000049 is the IFSC code of Rajarambapu Sahakari Bank Limited, SAIDAPUR branch, in SAIDAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.