IFSC Code of Rajarambapu Sahakari Bank Limited, Laxmipuri Kolhapur Branch, Maharashtra

Use this page as a one-stop reference for everything related to Rajarambapu Sahakari Bank Limited's LAXMIPURI KOLHAPUR branch in KOLHAPUR, MAHARASHTRA. The branch's IFSC code RRBP0000032 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RRBP0000032 is the IFSC of Rajarambapu Sahakari Bank Limited's LAXMIPURI KOLHAPUR branch. The format is fixed: RRBP = bank code, 0 = reserved, 000032 = branch identifier.

Bank profile

Rajarambapu Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Laxmipuri Kolhapur branch — IFSC RRBP0000032 — extends the bank's services to customers in and around Kolhapur, Maharashtra.

About this branch

The branch is located at DWARAKA HEIGHTS, R.S.NO.870/A/3B/3A, E WARD, KASABA BAWADA, KOLHAPUR-416006.. It serves the Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Rajarambapu Sahakari Bank Limited. The IFSC RRBP0000032 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Rajarambapu Sahakari Bank Limited's LAXMIPURI KOLHAPUR branch came to be assigned the code RRBP0000032.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RRBP0000032, money simply cannot be routed to the LAXMIPURI KOLHAPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajarambapu Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RRBP0000032 and the account number together uniquely identify the Laxmipuri Kolhapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RRBP0000032

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RRBP0000032 across all three.

How to use IFSC RRBP0000032 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Rajarambapu Sahakari Bank Limited's LAXMIPURI KOLHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RRBP0000032.
4. Confirm the bank name auto-populates as Rajarambapu Sahakari Bank Limited and the branch as LAXMIPURI KOLHAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC RRBP0000032

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajarambapu Sahakari Bank Limited – LAXMIPURI KOLHAPUR, ensure your bank's portal accepts IFSC RRBP0000032 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Rajarambapu Sahakari Bank Limited LAXMIPURI KOLHAPUR (IFSC RRBP0000032)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RRBP0000032 in your mobile or internet banking app, and the money is credited to the LAXMIPURI KOLHAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Laxmipuri Kolhapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RRBP0000032:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAXMIPURI KOLHAPUR is still linked to IFSC RRBP0000032.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RRBP0000032

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Rajarambapu Sahakari Bank Limited – LAXMIPURI KOLHAPUR is still mapped to IFSC RRBP0000032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RRBP0000032 and the beneficiary's account number to complete the transfer.

Account types you can open at the Laxmipuri Kolhapur branch

Once you have an account at Rajarambapu Sahakari Bank Limited – LAXMIPURI KOLHAPUR, the IFSC RRBP0000032 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Laxmipuri Kolhapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2645831.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RRBP0000032

Digital banking channels

Most day-to-day work that customers used to do at the Laxmipuri Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RRBP0000032 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Laxmipuri Kolhapur branch

The branch is located at DWARAKA HEIGHTS, R.S.NO.870/A/3B/3A, E WARD, KASABA BAWADA, KOLHAPUR-416006., which puts it inside Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Rajarambapu Sahakari Bank Limited Laxmipuri Kolhapur branch” — the verified location pin for IFSC RRBP0000032 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2645831 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RRBP0000032 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajarambapu Sahakari Bank Limited – LAXMIPURI KOLHAPUR:

• The IFSC is exactly RRBP0000032 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajarambapu Sahakari Bank Limited as the bank name and LAXMIPURI KOLHAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Laxmipuri Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RRBP0000032, however, work 24x7.

Verifying IFSC RRBP0000032 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RRBP0000032 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2645831.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: RRBP0000032 is the IFSC code of Rajarambapu Sahakari Bank Limited, LAXMIPURI KOLHAPUR branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.