IFSC Code of Rajarambapu Sahakari Bank Limited, Rit Rajaramnagar Branch, Maharashtra

If you are searching for the IFSC code of Rajarambapu Sahakari Bank Limited, RIT RAJARAMNAGAR branch in ISLAMPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is RRBP0000042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RIT RAJARAMNAGAR branch, and detailed step-by-step guides for using the IFSC RRBP0000042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Rajarambapu Sahakari Bank Limited's RIT RAJARAMNAGAR branch, the IFSC RRBP0000042 breaks down as follows: RRBP identifies the bank, 0 is the reserved character, and 000042 identifies this particular branch.

Bank profile

Rajarambapu Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rit Rajaramnagar branch — IFSC RRBP0000042 — extends the bank's services to customers in and around Islampur, Maharashtra.

Branch details at a glance

Rit Rajaramnagar branch overview

Located at CS NO-49, RIT COLLEGE,RAJARAMNAGAR, the Rit Rajaramnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RRBP0000042 is required for all interbank electronic transfers routed through this branch.

Why every Rajarambapu Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RIT RAJARAMNAGAR of Rajarambapu Sahakari Bank Limited — its own 11-character IFSC. The code RRBP0000042 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RRBP0000042 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Rit Rajaramnagar branch is mapped to IFSC RRBP0000042 on the RBI payments network. The branch generally supports the full retail product catalogue of Rajarambapu Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RRBP0000042.

Products and services

Customers walking into the Rit Rajaramnagar branch can access most of Rajarambapu Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RRBP0000042

How to transfer money using IFSC RRBP0000042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RRBP0000042 across all three.

NEFT to Rajarambapu Sahakari Bank Limited, RIT RAJARAMNAGAR using IFSC RRBP0000042

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RRBP0000042, and confirm that the system picks up Rajarambapu Sahakari Bank Limited – RIT RAJARAMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RRBP0000042

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Rajarambapu Sahakari Bank Limited – RIT RAJARAMNAGAR, ensure your bank's portal accepts IFSC RRBP0000042 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Rajarambapu Sahakari Bank Limited RIT RAJARAMNAGAR (IFSC RRBP0000042)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RRBP0000042 in your mobile or internet banking app, and the money is credited to the RIT RAJARAMNAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rit Rajaramnagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RRBP0000042:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RIT RAJARAMNAGAR is still linked to IFSC RRBP0000042.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Rajarambapu Sahakari Bank Limited's RIT RAJARAMNAGAR branch, the IFSC RRBP0000042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RRBP0000042

Rajarambapu Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RIT RAJARAMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RRBP0000042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Rajarambapu Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RRBP0000042 and the account number together uniquely identify the Rit Rajaramnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Rajarambapu Sahakari Bank Limited – RIT RAJARAMNAGAR:

• The IFSC is exactly RRBP0000042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Rajarambapu Sahakari Bank Limited as the bank name and RIT RAJARAMNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rit Rajaramnagar branch sits at CS NO-49, RIT COLLEGE,RAJARAMNAGAR. If you are travelling from outside Islampur, search for the branch on a maps application using the bank name and locality, or call 2342-9096382220 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RRBP0000042 and your account number.

Verifying IFSC RRBP0000042 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RRBP0000042 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2342-9096382220.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rit Rajaramnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RRBP0000042, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RRBP0000042 belongs to Rajarambapu Sahakari Bank Limited's RIT RAJARAMNAGAR branch, located at CS NO-49, RIT COLLEGE,RAJARAMNAGAR in ISLAMPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.