IFSC Code of Punjab National Bank, Dag, Distt. Jhalawar ,Raj Branch, Rajasthan

Below are the complete branch details for Punjab National Bank, DAG, DISTT. JHALAWAR ,RAJ branch, located in DAG DISTT JHALAWAR -RAJASTHAN, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0062800. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0062800 for Punjab National Bank – DAG, DISTT. JHALAWAR ,RAJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch, the IFSC PUNB0062800 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 062800 identifies this particular branch.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dag, Distt. Jhalawar ,Raj branch — IFSC PUNB0062800 — extends the bank's services to customers in and around Dag Distt Jhalawar -Rajasthan, Rajasthan.

Branch details at a glance

About the Dag, Distt. Jhalawar ,Raj branch

The Dag, Distt. Jhalawar ,Raj branch of Punjab National Bank is situated at DISTT JHALAWAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0062800 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch came to be assigned the code PUNB0062800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0062800, money simply cannot be routed to the DAG, DISTT. JHALAWAR ,RAJ branch electronically.

Products and account variants supported

Every account opened at the Dag, Distt. Jhalawar ,Raj branch is mapped to IFSC PUNB0062800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0062800.

Banking services available

The Dag, Distt. Jhalawar ,Raj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0062800

How to transfer money using IFSC PUNB0062800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0062800 across all three.

How to use IFSC PUNB0062800 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0062800.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as DAG, DISTT. JHALAWAR ,RAJ.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DAG, DISTT. JHALAWAR ,RAJ

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0062800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank DAG, DISTT. JHALAWAR ,RAJ (IFSC PUNB0062800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0062800 in your mobile or internet banking app, and the money is credited to the DAG, DISTT. JHALAWAR ,RAJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dag, Distt. Jhalawar ,Raj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0062800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DAG, DISTT. JHALAWAR ,RAJ is still linked to IFSC PUNB0062800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch, the IFSC PUNB0062800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0062800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DAG, DISTT. JHALAWAR ,RAJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0062800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0062800 and the account number together uniquely identify the Dag, Distt. Jhalawar ,Raj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0062800

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – DAG, DISTT. JHALAWAR ,RAJ, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0062800.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Dag, Distt. Jhalawar ,Raj branch sits at DISTT JHALAWAR. If you are travelling from outside Dag Distt Jhalawar -Rajasthan, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0062800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0062800 for Punjab National Bank – DAG, DISTT. JHALAWAR ,RAJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dag, Distt. Jhalawar ,Raj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0062800 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0062800 belongs to Punjab National Bank's DAG, DISTT. JHALAWAR ,RAJ branch, located at DISTT JHALAWAR in DAG DISTT JHALAWAR -RAJASTHAN, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.