IFSC Code of Punjab National Bank, Dadhedu ,Dhatery Khurd, Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's DADHEDU ,DHATERY KHURD, branch in DADHEDU ,DISTT.MUZAFFARNAGAR, UTTAR PRADESH. The branch's IFSC code PUNB0137600 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – DADHEDU ,DHATERY KHURD, is PUNB0137600. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 137600 map to this branch in DADHEDU ,DISTT.MUZAFFARNAGAR, UTTAR PRADESH.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dadhedu ,Dhatery Khurd, branch — IFSC PUNB0137600 — extends the bank's services to customers in and around Dadhedu ,Distt.Muzaffarnagar, Uttar Pradesh.

About this branch

The branch is located at DISTT. MUZAFFARNAGAR (UP). It serves the Dadhedu ,Distt.Muzaffarnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0137600 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DADHEDU ,DHATERY KHURD, branch came to be assigned the code PUNB0137600.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0137600, money simply cannot be routed to the DADHEDU ,DHATERY KHURD, branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0137600 and the account number together uniquely identify the Dadhedu ,Dhatery Khurd, branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PUNB0137600

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0137600 across all three.

NEFT to Punjab National Bank, DADHEDU ,DHATERY KHURD, using IFSC PUNB0137600

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0137600, and confirm that the system picks up Punjab National Bank – DADHEDU ,DHATERY KHURD,. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0137600

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – DADHEDU ,DHATERY KHURD,, ensure your bank's portal accepts IFSC PUNB0137600 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank DADHEDU ,DHATERY KHURD, (IFSC PUNB0137600)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0137600 in your mobile or internet banking app, and the money is credited to the DADHEDU ,DHATERY KHURD, branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0137600 for Punjab National Bank – DADHEDU ,DHATERY KHURD,, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dadhedu ,Dhatery Khurd, branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's DADHEDU ,DHATERY KHURD, branch, the IFSC PUNB0137600 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Dadhedu ,Dhatery Khurd, branch is mapped to IFSC PUNB0137600 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0137600.

Products and services

Customers walking into the Dadhedu ,Dhatery Khurd, branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0137600

Online banking and IFSC PUNB0137600

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DADHEDU ,DHATERY KHURD, branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0137600 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Dadhedu ,Dhatery Khurd, branch

The branch is located at DISTT. MUZAFFARNAGAR (UP), which puts it inside Dadhedu ,Distt.Muzaffarnagar, the broader Dadhedu (distt.Muzaffarnagar) district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Dadhedu ,Dhatery Khurd, branch” — the verified location pin for IFSC PUNB0137600 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0137600 and your account number.

Common mistakes to avoid when using IFSC PUNB0137600

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – DADHEDU ,DHATERY KHURD,, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0137600.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Dadhedu ,Dhatery Khurd, are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0137600 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0137600 for Punjab National Bank – DADHEDU ,DHATERY KHURD,, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0137600 is the IFSC code of Punjab National Bank, DADHEDU ,DHATERY KHURD, branch, in DADHEDU ,DISTT.MUZAFFARNAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.