IFSC Code of Punjab National Bank, Cuttack, Distt. Cuttack ,Oriss Branch, Odisha

Below are the complete branch details for Punjab National Bank, CUTTACK, DISTT. CUTTACK ,ORISS branch, located in CUTTACK, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0009900. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0009900 for Punjab National Bank – CUTTACK, DISTT. CUTTACK ,ORISS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0009900 is the IFSC of Punjab National Bank's CUTTACK, DISTT. CUTTACK ,ORISS branch. The format is fixed: PUNB = bank code, 0 = reserved, 009900 = branch identifier.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cuttack, Distt. Cuttack ,Oriss branch in Cuttack, Odisha is part of this network and uses the IFSC code PUNB0009900 for all electronic settlement.

Branch details at a glance

Cuttack, Distt. Cuttack ,Oriss branch overview

Located at BUXI BAZAR,CUTTACK, the Cuttack, Distt. Cuttack ,Oriss branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0009900 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CUTTACK, DISTT. CUTTACK ,ORISS branch came to be assigned the code PUNB0009900.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0009900, money simply cannot be routed to the CUTTACK, DISTT. CUTTACK ,ORISS branch electronically.

Products and account variants supported

Every account opened at the Cuttack, Distt. Cuttack ,Oriss branch is mapped to IFSC PUNB0009900 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0009900.

Banking services available

The Cuttack, Distt. Cuttack ,Oriss branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0009900

How to transfer money using IFSC PUNB0009900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0009900 across all three.

How to use IFSC PUNB0009900 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's CUTTACK, DISTT. CUTTACK ,ORISS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0009900.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as CUTTACK, DISTT. CUTTACK ,ORISS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CUTTACK, DISTT. CUTTACK ,ORISS

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's CUTTACK, DISTT. CUTTACK ,ORISS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0009900 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – CUTTACK, DISTT. CUTTACK ,ORISS, use IMPS. With IFSC PUNB0009900 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0009900 for Punjab National Bank – CUTTACK, DISTT. CUTTACK ,ORISS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Cuttack, Distt. Cuttack ,Oriss branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0009900

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – CUTTACK, DISTT. CUTTACK ,ORISS is still mapped to IFSC PUNB0009900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0009900 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0009900

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CUTTACK, DISTT. CUTTACK ,ORISS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0009900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Cuttack, Distt. Cuttack ,Oriss branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0009900 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – CUTTACK, DISTT. CUTTACK ,ORISS:

• The IFSC is exactly PUNB0009900 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and CUTTACK, DISTT. CUTTACK ,ORISS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Cuttack, Distt. Cuttack ,Oriss branch

The branch is located at BUXI BAZAR,CUTTACK, which puts it inside Cuttack, the broader Orissa district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Cuttack, Distt. Cuttack ,Oriss branch” — the verified location pin for IFSC PUNB0009900 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0009900 and your account number.

Verifying IFSC PUNB0009900 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0009900 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Cuttack, Distt. Cuttack ,Oriss are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0009900 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0009900 is the IFSC code of Punjab National Bank, CUTTACK, DISTT. CUTTACK ,ORISS branch, in CUTTACK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.