IFSC Code of Punjab National Bank, Chinnamara, Distt. Jorhat ,Ass Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, CHINNAMARA, DISTT. JORHAT ,ASS branch in CINNAMARA ,DISTT-JORHAT. The 11-digit IFSC PUNB0142900 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the CHINNAMARA, DISTT. JORHAT ,ASS location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0142900 is the IFSC of Punjab National Bank's CHINNAMARA, DISTT. JORHAT ,ASS branch. The format is fixed: PUNB = bank code, 0 = reserved, 142900 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chinnamara, Distt. Jorhat ,Ass branch — IFSC PUNB0142900 — extends the bank's services to customers in and around Cinnamara ,Distt-Jorhat, Assam.

Chinnamara, Distt. Jorhat ,Ass branch overview

Located at CHINNAMARA, DISTT. JORHAT (ASS, the Chinnamara, Distt. Jorhat ,Ass branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0142900 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CHINNAMARA, DISTT. JORHAT ,ASS branch came to be assigned the code PUNB0142900.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0142900, money simply cannot be routed to the CHINNAMARA, DISTT. JORHAT ,ASS branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0142900 and the account number together uniquely identify the Chinnamara, Distt. Jorhat ,Ass branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PUNB0142900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0142900 across all three.

NEFT to Punjab National Bank, CHINNAMARA, DISTT. JORHAT ,ASS using IFSC PUNB0142900

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0142900, and confirm that the system picks up Punjab National Bank – CHINNAMARA, DISTT. JORHAT ,ASS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHINNAMARA, DISTT. JORHAT ,ASS

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's CHINNAMARA, DISTT. JORHAT ,ASS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0142900 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank CHINNAMARA, DISTT. JORHAT ,ASS (IFSC PUNB0142900)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0142900 in your mobile or internet banking app, and the money is credited to the CHINNAMARA, DISTT. JORHAT ,ASS branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0142900 for Punjab National Bank – CHINNAMARA, DISTT. JORHAT ,ASS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chinnamara, Distt. Jorhat ,Ass branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0142900

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – CHINNAMARA, DISTT. JORHAT ,ASS is still mapped to IFSC PUNB0142900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0142900 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chinnamara, Distt. Jorhat ,Ass branch is mapped to IFSC PUNB0142900 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0142900.

Banking services available

The Chinnamara, Distt. Jorhat ,Ass branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0142900

Online banking and IFSC PUNB0142900

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CHINNAMARA, DISTT. JORHAT ,ASS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0142900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Chinnamara, Distt. Jorhat ,Ass branch

The branch is located at CHINNAMARA, DISTT. JORHAT (ASS, which puts it inside Cinnamara ,Distt-Jorhat, the broader Cinnamara (distt-Jorhat) district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Chinnamara, Distt. Jorhat ,Ass branch” — the verified location pin for IFSC PUNB0142900 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0142900 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – CHINNAMARA, DISTT. JORHAT ,ASS:

• The IFSC is exactly PUNB0142900 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and CHINNAMARA, DISTT. JORHAT ,ASS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chinnamara, Distt. Jorhat ,Ass branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0142900, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0142900 for Punjab National Bank – CHINNAMARA, DISTT. JORHAT ,ASS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0142900 belongs to Punjab National Bank's CHINNAMARA, DISTT. JORHAT ,ASS branch, located at CHINNAMARA, DISTT. JORHAT (ASS in CINNAMARA ,DISTT-JORHAT, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.