IFSC Code of Punjab National Bank, Chibita Bichia, Distt. Cachar Branch, Assam

Below are the complete branch details for Punjab National Bank, CHIBITA BICHIA, DISTT. CACHAR branch, located in CHIBITA BICHIA ,DISTT. CACHAR, NE, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0175800. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0175800 for Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR is PUNB0175800. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 175800 map to this branch in CHIBITA BICHIA ,DISTT. CACHAR, NE, ASSAM.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chibita Bichia, Distt. Cachar branch — IFSC PUNB0175800 — extends the bank's services to customers in and around Chibita Bichia ,Distt. Cachar, Ne, Assam.

Chibita Bichia, Distt. Cachar branch overview

Located at PO CHIBITA BICHIA, the Chibita Bichia, Distt. Cachar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0175800 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIBITA BICHIA, DISTT. CACHAR of Punjab National Bank — its own 11-character IFSC. The code PUNB0175800 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0175800 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0175800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0175800 across all three.

NEFT to Punjab National Bank, CHIBITA BICHIA, DISTT. CACHAR using IFSC PUNB0175800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0175800, and confirm that the system picks up Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHIBITA BICHIA, DISTT. CACHAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's CHIBITA BICHIA, DISTT. CACHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0175800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank CHIBITA BICHIA, DISTT. CACHAR (IFSC PUNB0175800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0175800 in your mobile or internet banking app, and the money is credited to the CHIBITA BICHIA, DISTT. CACHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0175800 for Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chibita Bichia, Distt. Cachar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's CHIBITA BICHIA, DISTT. CACHAR branch, the IFSC PUNB0175800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Chibita Bichia, Distt. Cachar branch is mapped to IFSC PUNB0175800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0175800.

Products and services

Customers walking into the Chibita Bichia, Distt. Cachar branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0175800

MICR & cheque-truncation details

Cheques drawn on the Chibita Bichia, Distt. Cachar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0175800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0175800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CHIBITA BICHIA, DISTT. CACHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0175800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR:

• The IFSC is exactly PUNB0175800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and CHIBITA BICHIA, DISTT. CACHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chibita Bichia, Distt. Cachar branch sits at PO CHIBITA BICHIA. If you are travelling from outside Chibita Bichia ,Distt. Cachar, Ne, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0175800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0175800 for Punjab National Bank – CHIBITA BICHIA, DISTT. CACHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chibita Bichia, Distt. Cachar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0175800, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0175800 is the IFSC code of Punjab National Bank, CHIBITA BICHIA, DISTT. CACHAR branch, in CHIBITA BICHIA ,DISTT. CACHAR, NE, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.