Use this page as a one-stop reference for everything related to Punjab National Bank's PERAMBUR branch in CHENNAI, TAMIL NADU. The branch's IFSC code PUNB0167610 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's PERAMBUR branch, the IFSC PUNB0167610 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 167610 identifies this particular branch.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Perambur |
| IFSC Code | PUNB0167610 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 26700504 |
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Perambur branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code PUNB0167610 for all electronic settlement.
About the Perambur branch
The Perambur branch of Punjab National Bank is situated at NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0167610 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's PERAMBUR branch came to be assigned the code PUNB0167610.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0167610, money simply cannot be routed to the PERAMBUR branch electronically.
How to transfer money using IFSC PUNB0167610
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0167610 across all three.
How to use IFSC PUNB0167610 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's PERAMBUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0167610.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as PERAMBUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PERAMBUR
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's PERAMBUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0167610 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank PERAMBUR (IFSC PUNB0167610)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0167610 in your mobile or internet banking app, and the money is credited to the PERAMBUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0167610 for Punjab National Bank – PERAMBUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0167610 | Yes – PUNB0167610 | Yes – PUNB0167610 |
For most retail customers crediting the Perambur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0167610
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – PERAMBUR is still mapped to IFSC PUNB0167610. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0167610 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Perambur branch is mapped to IFSC PUNB0167610 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0167610.
Banking services available
The Perambur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-26700504.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0167610
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0167610 and the account number together uniquely identify the Perambur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Perambur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0167610 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – PERAMBUR:
- The IFSC is exactly PUNB0167610 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and PERAMBUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Perambur branch
The branch is located at NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Perambur branch” — the verified location pin for IFSC PUNB0167610 should appear at the top of the results.
- Confirm the branch is open by calling 44-26700504 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0167610 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0167610 for Punjab National Bank – PERAMBUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Perambur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0167610, however, work 24x7.
Branch address & contact
Punjab National BankPerambur Branch
NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011
Chennai, Tamil Nadu
Phone: 44-26700504
IFSC: PUNB0167610
Frequently asked questions
Is IFSC PUNB0167610 valid for NEFT and RTGS?
Yes. IFSC PUNB0167610 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Punjab National Bank Perambur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-26700504 to confirm.
Where is Punjab National Bank Perambur branch located?
Punjab National Bank's Perambur branch is located at NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011, Chennai, Tamil Nadu.
How quickly will an NEFT transfer using PUNB0167610 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Perambur reflect within 30 minutes.
Is IFSC PUNB0167610 the same for all accounts at Perambur branch?
Yes. The IFSC PUNB0167610 is shared by every account held at Punjab National Bank's Perambur branch. Only the account number changes from customer to customer.
How do I add Punjab National Bank Perambur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0167610, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC PUNB0167610 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0167610 to send funds instantly.
What is the phone number of Punjab National Bank Perambur branch?
You can reach the branch at 44-26700504 during regular banking hours.
Summary
The IFSC code PUNB0167610 belongs to Punjab National Bank's PERAMBUR branch, located at NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
