IFSC Code of Punjab National Bank, Chengalpattu-Dist.Kancheepuram Branch, Tamil Nadu

Below are the complete branch details for Punjab National Bank, CHENGALPATTU-DIST.KANCHEEPURAM branch, located in CHENGALPATTU, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0177610. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0177610 for Punjab National Bank – CHENGALPATTU-DIST.KANCHEEPURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's CHENGALPATTU-DIST.KANCHEEPURAM branch, the IFSC PUNB0177610 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 177610 identifies this particular branch.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chengalpattu-Dist.Kancheepuram branch — IFSC PUNB0177610 — extends the bank's services to customers in and around Chengalpattu, Tamil Nadu.

Branch details at a glance

About the Chengalpattu-Dist.Kancheepuram branch

The Chengalpattu-Dist.Kancheepuram branch of Punjab National Bank is situated at OLD NO.32, DR. VARDARA VEDACHALA NAGAR, CHENG 603001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0177610 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CHENGALPATTU-DIST.KANCHEEPURAM branch came to be assigned the code PUNB0177610.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0177610, money simply cannot be routed to the CHENGALPATTU-DIST.KANCHEEPURAM branch electronically.

Account types you can open at the Chengalpattu-Dist.Kancheepuram branch

Once you have an account at Punjab National Bank – CHENGALPATTU-DIST.KANCHEEPURAM, the IFSC PUNB0177610 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chengalpattu-Dist.Kancheepuram branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0177610

How to transfer money using IFSC PUNB0177610

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0177610 across all three.

How to use IFSC PUNB0177610 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's CHENGALPATTU-DIST.KANCHEEPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0177610.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as CHENGALPATTU-DIST.KANCHEEPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PUNB0177610

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – CHENGALPATTU-DIST.KANCHEEPURAM, ensure your bank's portal accepts IFSC PUNB0177610 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank CHENGALPATTU-DIST.KANCHEEPURAM (IFSC PUNB0177610)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0177610 in your mobile or internet banking app, and the money is credited to the CHENGALPATTU-DIST.KANCHEEPURAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chengalpattu-Dist.Kancheepuram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0177610:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHENGALPATTU-DIST.KANCHEEPURAM is still linked to IFSC PUNB0177610.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's CHENGALPATTU-DIST.KANCHEEPURAM branch, the IFSC PUNB0177610 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0177610

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CHENGALPATTU-DIST.KANCHEEPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0177610 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chengalpattu-Dist.Kancheepuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0177610 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC PUNB0177610

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – CHENGALPATTU-DIST.KANCHEEPURAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0177610.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chengalpattu-Dist.Kancheepuram branch

The branch is located at OLD NO.32, DR. VARDARA VEDACHALA NAGAR, CHENG 603001, which puts it inside Chengalpattu, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Chengalpattu-Dist.Kancheepuram branch” — the verified location pin for IFSC PUNB0177610 should appear at the top of the results.
2. Confirm the branch is open by calling 44-26428 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0177610 and your account number.

Verifying IFSC PUNB0177610 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0177610 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-26428.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chengalpattu-Dist.Kancheepuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0177610 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0177610 belongs to Punjab National Bank's CHENGALPATTU-DIST.KANCHEEPURAM branch, located at OLD NO.32, DR. VARDARA VEDACHALA NAGAR, CHENG 603001 in CHENGALPATTU, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.