This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, CHENGALPATTU,DT.KANCHEEPURAM branch in CHENGALPATTU ,T.N.. The 11-digit IFSC PUNB0607500 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the CHENGALPATTU,DT.KANCHEEPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM is PUNB0607500. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 607500 map to this branch in CHENGALPATTU ,T.N., TAMIL NADU.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Chengalpattu,Dt.Kancheepuram branch in Chengalpattu ,T.N.. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0607500.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Chengalpattu,Dt.Kancheepuram |
| IFSC Code | PUNB0607500 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GST ROAD CHENGALPATTU |
| City | Chengalpattu ,T.N. |
| District | Distt-Kancheepuram Tn |
| State | Tamil Nadu |
About this branch
The branch is located at GST ROAD CHENGALPATTU. It serves the Chengalpattu ,T.N. region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0607500 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CHENGALPATTU,DT.KANCHEEPURAM branch came to be assigned the code PUNB0607500.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0607500, money simply cannot be routed to the CHENGALPATTU,DT.KANCHEEPURAM branch electronically.
Account types you can open at the Chengalpattu,Dt.Kancheepuram branch
Once you have an account at Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM, the IFSC PUNB0607500 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chengalpattu,Dt.Kancheepuram branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0607500
How to transfer money using IFSC PUNB0607500
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0607500 across all three.
How to use IFSC PUNB0607500 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's CHENGALPATTU,DT.KANCHEEPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0607500.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as CHENGALPATTU,DT.KANCHEEPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PUNB0607500
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM, ensure your bank's portal accepts IFSC PUNB0607500 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM, use IMPS. With IFSC PUNB0607500 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0607500 for Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0607500 | Yes – PUNB0607500 | Yes – PUNB0607500 |
For most retail customers crediting the Chengalpattu,Dt.Kancheepuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0607500
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM is still mapped to IFSC PUNB0607500. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0607500 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Chengalpattu,Dt.Kancheepuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0607500 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0607500 and the account number together uniquely identify the Chengalpattu,Dt.Kancheepuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM:
- The IFSC is exactly PUNB0607500 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and CHENGALPATTU,DT.KANCHEEPURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chengalpattu,Dt.Kancheepuram branch
The branch is located at GST ROAD CHENGALPATTU, which puts it inside Chengalpattu ,T.N., the broader Distt-Kancheepuram Tn district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Chengalpattu,Dt.Kancheepuram branch” — the verified location pin for IFSC PUNB0607500 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0607500 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0607500 for Punjab National Bank – CHENGALPATTU,DT.KANCHEEPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chengalpattu,Dt.Kancheepuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0607500 continue to work without interruption.
Branch address & contact
Punjab National BankChengalpattu,Dt.Kancheepuram Branch
GST ROAD CHENGALPATTU
Chengalpattu ,T.N., Tamil Nadu
Phone: the branch contact number
IFSC: PUNB0607500
Frequently asked questions
What is the IFSC code of Punjab National Bank Chengalpattu,Dt.Kancheepuram branch?
The IFSC code of Punjab National Bank, Chengalpattu,Dt.Kancheepuram branch is PUNB0607500. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC PUNB0607500 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0607500 to send funds instantly.
How quickly will an NEFT transfer using PUNB0607500 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Chengalpattu,Dt.Kancheepuram reflect within 30 minutes.
Is IFSC PUNB0607500 valid for NEFT and RTGS?
Yes. IFSC PUNB0607500 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Punjab National Bank Chengalpattu,Dt.Kancheepuram branch located?
Punjab National Bank's Chengalpattu,Dt.Kancheepuram branch is located at GST ROAD CHENGALPATTU, Chengalpattu ,T.N., Tamil Nadu.
Is IFSC PUNB0607500 the same for all accounts at Chengalpattu,Dt.Kancheepuram branch?
Yes. The IFSC PUNB0607500 is shared by every account held at Punjab National Bank's Chengalpattu,Dt.Kancheepuram branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chengalpattu,Dt.Kancheepuram branch but serve different purposes.
Does Punjab National Bank Chengalpattu,Dt.Kancheepuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: PUNB0607500 is the IFSC code of Punjab National Bank, CHENGALPATTU,DT.KANCHEEPURAM branch, in CHENGALPATTU ,T.N., TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


