IFSC Code of Punjab National Bank, Charora-Block Jahangirabad Distt Bulandshahar Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch in CHARORA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0040110. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch, and detailed step-by-step guides for using the IFSC PUNB0040110 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR is PUNB0040110. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040110 map to this branch in CHARORA, UTTAR PRADESH.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Charora-Block Jahangirabad Distt Bulandshahar branch in Charora, Uttar Pradesh is part of this network and uses the IFSC code PUNB0040110 for all electronic settlement.

Branch details at a glance

About the Charora-Block Jahangirabad Distt Bulandshahar branch

The Charora-Block Jahangirabad Distt Bulandshahar branch of Punjab National Bank is situated at VILL AND P.O. CHARORA BLOCK JAHANGIRABAD 202394. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0040110 is used.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR of Punjab National Bank — its own 11-character IFSC. The code PUNB0040110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0040110 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Charora-Block Jahangirabad Distt Bulandshahar branch is mapped to IFSC PUNB0040110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0040110.

Banking services available

The Charora-Block Jahangirabad Distt Bulandshahar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5734-281141.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0040110

How to transfer money using IFSC PUNB0040110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0040110 across all three.

NEFT to Punjab National Bank, CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR using IFSC PUNB0040110

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0040110, and confirm that the system picks up Punjab National Bank – CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0040110 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR (IFSC PUNB0040110)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0040110 in your mobile or internet banking app, and the money is credited to the CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0040110 for Punjab National Bank – CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Charora-Block Jahangirabad Distt Bulandshahar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0040110

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR is still mapped to IFSC PUNB0040110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0040110 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0040110

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0040110 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0040110 and the account number together uniquely identify the Charora-Block Jahangirabad Distt Bulandshahar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0040110

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0040110.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Charora-Block Jahangirabad Distt Bulandshahar branch

The branch is located at VILL AND P.O. CHARORA BLOCK JAHANGIRABAD 202394, which puts it inside Charora, the broader Bulandshahr district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Charora-Block Jahangirabad Distt Bulandshahar branch” — the verified location pin for IFSC PUNB0040110 should appear at the top of the results.
2. Confirm the branch is open by calling 5734-281141 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0040110 and your account number.

Verifying IFSC PUNB0040110 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0040110 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5734-281141.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Charora-Block Jahangirabad Distt Bulandshahar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0040110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0040110 belongs to Punjab National Bank's CHARORA-BLOCK JAHANGIRABAD DISTT BULANDSHAHAR branch, located at VILL AND P.O. CHARORA BLOCK JAHANGIRABAD 202394 in CHARORA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.