This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, JAULI branch in BULAN. The 11-digit IFSC PUNB0957800 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the JAULI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0957800 is the IFSC of Punjab National Bank's JAULI branch. The format is fixed: PUNB = bank code, 0 = reserved, 957800 = branch identifier.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Jauli |
| IFSC Code | PUNB0957800 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND POST JAULI JAULI MART UP BULAN 203205 |
| City | Bulan |
| District | Bulan |
| State | Uttar Pradesh |
| STD Code | 11 |
| Phone | 23718172 |
Bank profile
Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jauli branch — IFSC PUNB0957800 — extends the bank's services to customers in and around Bulan, Uttar Pradesh.
About this branch
The branch is located at VILL AND POST JAULI JAULI MART UP BULAN 203205. It serves the Bulan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0957800 is used to identify this branch on the RBI payments network.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAULI of Punjab National Bank — its own 11-character IFSC. The code PUNB0957800 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0957800 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PUNB0957800
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0957800 across all three.
NEFT to Punjab National Bank, JAULI using IFSC PUNB0957800
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0957800, and confirm that the system picks up Punjab National Bank – JAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0957800
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – JAULI, ensure your bank's portal accepts IFSC PUNB0957800 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – JAULI, use IMPS. With IFSC PUNB0957800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0957800 for Punjab National Bank – JAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0957800 | Yes – PUNB0957800 | Yes – PUNB0957800 |
For most retail customers crediting the Jauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0957800
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – JAULI is still mapped to IFSC PUNB0957800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0957800 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jauli branch
Once you have an account at Punjab National Bank – JAULI, the IFSC PUNB0957800 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jauli branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0957800
MICR & cheque-truncation details
Cheques drawn on the Jauli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0957800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC PUNB0957800
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the JAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0957800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – JAULI:
- The IFSC is exactly PUNB0957800 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and JAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jauli branch
The branch is located at VILL AND POST JAULI JAULI MART UP BULAN 203205, which puts it inside Bulan, the broader Bulan district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Jauli branch” — the verified location pin for IFSC PUNB0957800 should appear at the top of the results.
- Confirm the branch is open by calling 11-23718172 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0957800 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0957800 for Punjab National Bank – JAULI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0957800, however, work 24x7.
Branch address & contact
Punjab National BankJauli Branch
VILL AND POST JAULI JAULI MART UP BULAN 203205
Bulan, Uttar Pradesh
Phone: 11-23718172
IFSC: PUNB0957800
Frequently asked questions
Can I use IFSC PUNB0957800 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0957800 to send funds instantly.
Where is Punjab National Bank Jauli branch located?
Punjab National Bank's Jauli branch is located at VILL AND POST JAULI JAULI MART UP BULAN 203205, Bulan, Uttar Pradesh.
Is IFSC PUNB0957800 the same for all accounts at Jauli branch?
Yes. The IFSC PUNB0957800 is shared by every account held at Punjab National Bank's Jauli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using PUNB0957800 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Jauli reflect within 30 minutes.
How do I add Punjab National Bank Jauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0957800, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PUNB0957800 valid for NEFT and RTGS?
Yes. IFSC PUNB0957800 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code PUNB0957800 belongs to Punjab National Bank's JAULI branch, located at VILL AND POST JAULI JAULI MART UP BULAN 203205 in BULAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
