IFSC Code of Punjab National Bank, Bilaspur Distyamuna Nagar Branch, Haryana

If you are searching for the IFSC code of Punjab National Bank, BILASPUR DISTYAMUNA NAGAR branch in BILASPUR HR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is PUNB0141210. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BILASPUR DISTYAMUNA NAGAR branch, and detailed step-by-step guides for using the IFSC PUNB0141210 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – BILASPUR DISTYAMUNA NAGAR is PUNB0141210. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 141210 map to this branch in BILASPUR HR, HARYANA.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bilaspur Distyamuna Nagar branch in Bilaspur Hr, Haryana is part of this network and uses the IFSC code PUNB0141210 for all electronic settlement.

About the Bilaspur Distyamuna Nagar branch

The Bilaspur Distyamuna Nagar branch of Punjab National Bank is situated at BHARDWAJ COMPLEX AGGARSEN CHOWK 135102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0141210 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BILASPUR DISTYAMUNA NAGAR branch came to be assigned the code PUNB0141210.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0141210, money simply cannot be routed to the BILASPUR DISTYAMUNA NAGAR branch electronically.

How to transfer money using IFSC PUNB0141210

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0141210 across all three.

How to use IFSC PUNB0141210 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BILASPUR DISTYAMUNA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0141210.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as BILASPUR DISTYAMUNA NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BILASPUR DISTYAMUNA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BILASPUR DISTYAMUNA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0141210 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank BILASPUR DISTYAMUNA NAGAR (IFSC PUNB0141210)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0141210 in your mobile or internet banking app, and the money is credited to the BILASPUR DISTYAMUNA NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0141210 for Punjab National Bank – BILASPUR DISTYAMUNA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bilaspur Distyamuna Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0141210

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – BILASPUR DISTYAMUNA NAGAR is still mapped to IFSC PUNB0141210. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0141210 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bilaspur Distyamuna Nagar branch is mapped to IFSC PUNB0141210 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0141210.

Banking services available

The Bilaspur Distyamuna Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1735-274945.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0141210

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0141210 and the account number together uniquely identify the Bilaspur Distyamuna Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0141210

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the BILASPUR DISTYAMUNA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0141210 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – BILASPUR DISTYAMUNA NAGAR:

• The IFSC is exactly PUNB0141210 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and BILASPUR DISTYAMUNA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bilaspur Distyamuna Nagar branch

The branch is located at BHARDWAJ COMPLEX AGGARSEN CHOWK 135102, which puts it inside Bilaspur Hr, the broader Yamunanagar district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Bilaspur Distyamuna Nagar branch” — the verified location pin for IFSC PUNB0141210 should appear at the top of the results.
2. Confirm the branch is open by calling 1735-274945 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0141210 and your account number.

Verifying IFSC PUNB0141210 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0141210 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1735-274945.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bilaspur Distyamuna Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0141210 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0141210 belongs to Punjab National Bank's BILASPUR DISTYAMUNA NAGAR branch, located at BHARDWAJ COMPLEX AGGARSEN CHOWK 135102 in BILASPUR HR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.