IFSC Code of Punjab National Bank, Bikaner-Jai Narayan Vyas Nagar Branch, Rajasthan

If you are searching for the IFSC code of Punjab National Bank, BIKANER-JAI NARAYAN VYAS NAGAR branch in BIKANER, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is PUNB0116610. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BIKANER-JAI NARAYAN VYAS NAGAR branch, and detailed step-by-step guides for using the IFSC PUNB0116610 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's BIKANER-JAI NARAYAN VYAS NAGAR branch, the IFSC PUNB0116610 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 116610 identifies this particular branch.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bikaner-Jai Narayan Vyas Nagar branch — IFSC PUNB0116610 — extends the bank's services to customers in and around Bikaner, Rajasthan.

About this branch

The branch is located at 5 D 7 (HUDCO) JAI NARAIN VYAS COLONY 334001. It serves the Bikaner region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0116610 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BIKANER-JAI NARAYAN VYAS NAGAR branch came to be assigned the code PUNB0116610.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0116610, money simply cannot be routed to the BIKANER-JAI NARAYAN VYAS NAGAR branch electronically.

How to transfer money using IFSC PUNB0116610

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0116610 across all three.

How to use IFSC PUNB0116610 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BIKANER-JAI NARAYAN VYAS NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0116610.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as BIKANER-JAI NARAYAN VYAS NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BIKANER-JAI NARAYAN VYAS NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BIKANER-JAI NARAYAN VYAS NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0116610 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank BIKANER-JAI NARAYAN VYAS NAGAR (IFSC PUNB0116610)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0116610 in your mobile or internet banking app, and the money is credited to the BIKANER-JAI NARAYAN VYAS NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0116610 for Punjab National Bank – BIKANER-JAI NARAYAN VYAS NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bikaner-Jai Narayan Vyas Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BIKANER-JAI NARAYAN VYAS NAGAR branch, the IFSC PUNB0116610 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bikaner-Jai Narayan Vyas Nagar branch is mapped to IFSC PUNB0116610 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0116610.

Banking services available

The Bikaner-Jai Narayan Vyas Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 151-2232256.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0116610

MICR & cheque-truncation details

Cheques drawn on the Bikaner-Jai Narayan Vyas Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0116610 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bikaner-Jai Narayan Vyas Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0116610 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PUNB0116610

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BIKANER-JAI NARAYAN VYAS NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0116610.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bikaner-Jai Narayan Vyas Nagar branch sits at 5 D 7 (HUDCO) JAI NARAIN VYAS COLONY 334001. If you are travelling from outside Bikaner, search for the branch on a maps application using the bank name and locality, or call 151-2232256 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0116610 and your account number.

Verifying IFSC PUNB0116610 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0116610 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 151-2232256.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bikaner-Jai Narayan Vyas Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0116610 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0116610 is the IFSC code of Punjab National Bank, BIKANER-JAI NARAYAN VYAS NAGAR branch, in BIKANER, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.