IFSC Code of Punjab National Bank, Shaheed Nagar,Bhubneshwar,Oris Branch, Odisha

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, SHAHEED NAGAR,BHUBNESHWAR,ORIS branch in BHUBANESHWAR. The 11-digit IFSC PUNB0407700 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the SHAHEED NAGAR,BHUBNESHWAR,ORIS location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0407700 is the IFSC of Punjab National Bank's SHAHEED NAGAR,BHUBNESHWAR,ORIS branch. The format is fixed: PUNB = bank code, 0 = reserved, 407700 = branch identifier.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shaheed Nagar,Bhubneshwar,Oris branch in Bhubaneshwar, Odisha is part of this network and uses the IFSC code PUNB0407700 for all electronic settlement.

Branch details at a glance

About the Shaheed Nagar,Bhubneshwar,Oris branch

The Shaheed Nagar,Bhubneshwar,Oris branch of Punjab National Bank is situated at 699,SAHEED NAGAR, BHUBANESHWAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0407700 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SHAHEED NAGAR,BHUBNESHWAR,ORIS branch came to be assigned the code PUNB0407700.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0407700, money simply cannot be routed to the SHAHEED NAGAR,BHUBNESHWAR,ORIS branch electronically.

Products and account variants supported

Every account opened at the Shaheed Nagar,Bhubneshwar,Oris branch is mapped to IFSC PUNB0407700 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0407700.

Products and services

Customers walking into the Shaheed Nagar,Bhubneshwar,Oris branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0407700

How to transfer money using IFSC PUNB0407700

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0407700 across all three.

How to use IFSC PUNB0407700 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's SHAHEED NAGAR,BHUBNESHWAR,ORIS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0407700.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as SHAHEED NAGAR,BHUBNESHWAR,ORIS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHAHEED NAGAR,BHUBNESHWAR,ORIS

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SHAHEED NAGAR,BHUBNESHWAR,ORIS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0407700 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SHAHEED NAGAR,BHUBNESHWAR,ORIS, use IMPS. With IFSC PUNB0407700 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shaheed Nagar,Bhubneshwar,Oris

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0407700:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHAHEED NAGAR,BHUBNESHWAR,ORIS is still linked to IFSC PUNB0407700.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SHAHEED NAGAR,BHUBNESHWAR,ORIS branch, the IFSC PUNB0407700 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0407700

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SHAHEED NAGAR,BHUBNESHWAR,ORIS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0407700 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shaheed Nagar,Bhubneshwar,Oris branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0407700 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SHAHEED NAGAR,BHUBNESHWAR,ORIS:

• The IFSC is exactly PUNB0407700 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SHAHEED NAGAR,BHUBNESHWAR,ORIS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shaheed Nagar,Bhubneshwar,Oris branch

The branch is located at 699,SAHEED NAGAR, BHUBANESHWAR, which puts it inside Bhubaneshwar, the broader Bhubaneshwar district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Shaheed Nagar,Bhubneshwar,Oris branch” — the verified location pin for IFSC PUNB0407700 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0407700 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0407700 for Punjab National Bank – SHAHEED NAGAR,BHUBNESHWAR,ORIS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shaheed Nagar,Bhubneshwar,Oris are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0407700 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0407700 is the IFSC code of Punjab National Bank, SHAHEED NAGAR,BHUBNESHWAR,ORIS branch, in BHUBANESHWAR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.