Below are the complete branch details for Punjab National Bank, JAGMARA branch, located in BHUBANESHWAR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0222610. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0222610 for Punjab National Bank – JAGMARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's JAGMARA branch, the IFSC PUNB0222610 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 222610 identifies this particular branch.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Jagmara branch in Bhubaneshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0222610.
About this branch
The branch is located at PLTNOJ/3,REV PLT1561 KHATA NO. 1152,JAGMARA 751030. It serves the Bhubaneshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0222610 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Jagmara |
| IFSC Code | PUNB0222610 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLTNOJ/3,REV PLT1561 KHATA NO. 1152,JAGMARA 751030 |
| City | Bhubaneshwar |
| District | Khordha |
| State | Odisha |
| STD Code | 674 |
| Phone | 9937283110 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's JAGMARA branch came to be assigned the code PUNB0222610.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0222610, money simply cannot be routed to the JAGMARA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jagmara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0222610 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PUNB0222610
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0222610 across all three.
NEFT to Punjab National Bank, JAGMARA using IFSC PUNB0222610
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0222610, and confirm that the system picks up Punjab National Bank – JAGMARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAGMARA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's JAGMARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0222610 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank JAGMARA (IFSC PUNB0222610)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0222610 in your mobile or internet banking app, and the money is credited to the JAGMARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0222610 for Punjab National Bank – JAGMARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0222610 | Yes – PUNB0222610 | Yes – PUNB0222610 |
For most retail customers crediting the Jagmara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0222610
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – JAGMARA is still mapped to IFSC PUNB0222610. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0222610 and the beneficiary's account number to complete the transfer.
Account types you can open at the Jagmara branch
Once you have an account at Punjab National Bank – JAGMARA, the IFSC PUNB0222610 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jagmara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-9937283110.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0222610
Digital banking channels
Most day-to-day work that customers used to do at the Jagmara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0222610 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jagmara branch
The branch is located at PLTNOJ/3,REV PLT1561 KHATA NO. 1152,JAGMARA 751030, which puts it inside Bhubaneshwar, the broader Khordha district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Jagmara branch” — the verified location pin for IFSC PUNB0222610 should appear at the top of the results.
- Confirm the branch is open by calling 674-9937283110 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0222610 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – JAGMARA:
- The IFSC is exactly PUNB0222610 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and JAGMARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jagmara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0222610 continue to work without interruption.
Verifying IFSC PUNB0222610 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0222610 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 674-9937283110.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab National BankJagmara Branch
PLTNOJ/3,REV PLT1561 KHATA NO. 1152,JAGMARA 751030
Bhubaneshwar, Odisha
Phone: 674-9937283110
IFSC: PUNB0222610
Frequently asked questions
Where is Punjab National Bank Jagmara branch located?
Punjab National Bank's Jagmara branch is located at PLTNOJ/3,REV PLT1561 KHATA NO. 1152,JAGMARA 751030, Bhubaneshwar, Odisha.
How quickly will an NEFT transfer using PUNB0222610 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Jagmara reflect within 30 minutes.
Is IFSC PUNB0222610 valid for NEFT and RTGS?
Yes. IFSC PUNB0222610 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jagmara branch but serve different purposes.
Can I use IFSC PUNB0222610 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0222610 to send funds instantly.
Is IFSC PUNB0222610 the same for all accounts at Jagmara branch?
Yes. The IFSC PUNB0222610 is shared by every account held at Punjab National Bank's Jagmara branch. Only the account number changes from customer to customer.
How do I add Punjab National Bank Jagmara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0222610, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Punjab National Bank Jagmara branch?
The IFSC code of Punjab National Bank, Jagmara branch is PUNB0222610. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: PUNB0222610 is the IFSC code of Punjab National Bank, JAGMARA branch, in BHUBANESHWAR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
