IFSC Code of Punjab National Bank, Bhubneshwar-Chandrashekhar Pur Branch, Odisha

If you are searching for the IFSC code of Punjab National Bank, BHUBNESHWAR-CHANDRASHEKHAR PUR branch in BHUBANESHWAR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is PUNB0122510. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHUBNESHWAR-CHANDRASHEKHAR PUR branch, and detailed step-by-step guides for using the IFSC PUNB0122510 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0122510 is the IFSC of Punjab National Bank's BHUBNESHWAR-CHANDRASHEKHAR PUR branch. The format is fixed: PUNB = bank code, 0 = reserved, 122510 = branch identifier.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhubneshwar-Chandrashekhar Pur branch — IFSC PUNB0122510 — extends the bank's services to customers in and around Bhubaneshwar, Odisha.

Bhubneshwar-Chandrashekhar Pur branch overview

Located at E 1/1 INFOCITY CAMPUS CHANDRASEKHARPUR, 751024, the Bhubneshwar-Chandrashekhar Pur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0122510 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BHUBNESHWAR-CHANDRASHEKHAR PUR branch came to be assigned the code PUNB0122510.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0122510, money simply cannot be routed to the BHUBNESHWAR-CHANDRASHEKHAR PUR branch electronically.

How to transfer money using IFSC PUNB0122510

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0122510 across all three.

How to use IFSC PUNB0122510 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BHUBNESHWAR-CHANDRASHEKHAR PUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0122510.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as BHUBNESHWAR-CHANDRASHEKHAR PUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHUBNESHWAR-CHANDRASHEKHAR PUR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BHUBNESHWAR-CHANDRASHEKHAR PUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0122510 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank BHUBNESHWAR-CHANDRASHEKHAR PUR (IFSC PUNB0122510)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0122510 in your mobile or internet banking app, and the money is credited to the BHUBNESHWAR-CHANDRASHEKHAR PUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhubneshwar-Chandrashekhar Pur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0122510:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHUBNESHWAR-CHANDRASHEKHAR PUR is still linked to IFSC PUNB0122510.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BHUBNESHWAR-CHANDRASHEKHAR PUR branch, the IFSC PUNB0122510 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhubneshwar-Chandrashekhar Pur branch is mapped to IFSC PUNB0122510 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0122510.

Banking services available

The Bhubneshwar-Chandrashekhar Pur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-2740056.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0122510

MICR & cheque-truncation details

Cheques drawn on the Bhubneshwar-Chandrashekhar Pur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0122510 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhubneshwar-Chandrashekhar Pur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0122510 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – BHUBNESHWAR-CHANDRASHEKHAR PUR:

• The IFSC is exactly PUNB0122510 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and BHUBNESHWAR-CHANDRASHEKHAR PUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bhubneshwar-Chandrashekhar Pur branch

The branch is located at E 1/1 INFOCITY CAMPUS CHANDRASEKHARPUR, 751024, which puts it inside Bhubaneshwar, the broader Khordha district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Bhubneshwar-Chandrashekhar Pur branch” — the verified location pin for IFSC PUNB0122510 should appear at the top of the results.
2. Confirm the branch is open by calling 674-2740056 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0122510 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0122510 for Punjab National Bank – BHUBNESHWAR-CHANDRASHEKHAR PUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bhubneshwar-Chandrashekhar Pur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0122510 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0122510 is the IFSC code of Punjab National Bank, BHUBNESHWAR-CHANDRASHEKHAR PUR branch, in BHUBANESHWAR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.