IFSC Code of Punjab National Bank, Village Dhigawa Distt-Bhiwani Branch, Haryana

If you are searching for the IFSC code of Punjab National Bank, VILLAGE DHIGAWA DISTT-BHIWANI branch in BHIWANI, HARYANA, this page has every detail you need. The verified IFSC code for this branch is PUNB0207910. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VILLAGE DHIGAWA DISTT-BHIWANI branch, and detailed step-by-step guides for using the IFSC PUNB0207910 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI is PUNB0207910. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 207910 map to this branch in BHIWANI, HARYANA.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Village Dhigawa Distt-Bhiwani branch in Bhiwani. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0207910.

About the Village Dhigawa Distt-Bhiwani branch

The Village Dhigawa Distt-Bhiwani branch of Punjab National Bank is situated at NEAR MAIN BUS STAND TEHSIL- LOHARU 127201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0207910 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's VILLAGE DHIGAWA DISTT-BHIWANI branch came to be assigned the code PUNB0207910.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0207910, money simply cannot be routed to the VILLAGE DHIGAWA DISTT-BHIWANI branch electronically.

How to transfer money using IFSC PUNB0207910

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0207910 across all three.

NEFT to Punjab National Bank, VILLAGE DHIGAWA DISTT-BHIWANI using IFSC PUNB0207910

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0207910, and confirm that the system picks up Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VILLAGE DHIGAWA DISTT-BHIWANI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's VILLAGE DHIGAWA DISTT-BHIWANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0207910 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI, use IMPS. With IFSC PUNB0207910 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0207910 for Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Village Dhigawa Distt-Bhiwani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's VILLAGE DHIGAWA DISTT-BHIWANI branch, the IFSC PUNB0207910 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Village Dhigawa Distt-Bhiwani branch

Once you have an account at Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI, the IFSC PUNB0207910 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Village Dhigawa Distt-Bhiwani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9812005425.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0207910

MICR & cheque-truncation details

Cheques drawn on the Village Dhigawa Distt-Bhiwani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0207910 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0207910

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the VILLAGE DHIGAWA DISTT-BHIWANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0207910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PUNB0207910

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – VILLAGE DHIGAWA DISTT-BHIWANI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0207910.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Village Dhigawa Distt-Bhiwani branch sits at NEAR MAIN BUS STAND TEHSIL- LOHARU 127201. If you are travelling from outside Bhiwani, search for the branch on a maps application using the bank name and locality, or call 9812005425 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0207910 and your account number.

Verifying IFSC PUNB0207910 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0207910 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9812005425.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Village Dhigawa Distt-Bhiwani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0207910, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0207910 is the IFSC code of Punjab National Bank, VILLAGE DHIGAWA DISTT-BHIWANI branch, in BHIWANI, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.