IFSC Code of Punjab National Bank, Bhim Distt Rajsamand Branch, Rajasthan

Use this page as a one-stop reference for everything related to Punjab National Bank's BHIM DISTT RAJSAMAND branch in BHIM DIST RAJSAMAND, RAJASTHAN. The branch's IFSC code PUNB0226010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – BHIM DISTT RAJSAMAND is PUNB0226010. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 226010 map to this branch in BHIM DIST RAJSAMAND, RAJASTHAN.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhim Distt Rajsamand branch in Bhim Dist Rajsamand, Rajasthan is part of this network and uses the IFSC code PUNB0226010 for all electronic settlement.

About the Bhim Distt Rajsamand branch

The Bhim Distt Rajsamand branch of Punjab National Bank is situated at KK PLAZA, HOSPITAL RD BHIM, DISTT- RAJSAMAND 305921. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0226010 is used.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHIM DISTT RAJSAMAND of Punjab National Bank — its own 11-character IFSC. The code PUNB0226010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0226010 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0226010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0226010 across all three.

How to use IFSC PUNB0226010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BHIM DISTT RAJSAMAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0226010.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as BHIM DISTT RAJSAMAND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHIM DISTT RAJSAMAND

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BHIM DISTT RAJSAMAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0226010 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank BHIM DISTT RAJSAMAND (IFSC PUNB0226010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0226010 in your mobile or internet banking app, and the money is credited to the BHIM DISTT RAJSAMAND branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhim Distt Rajsamand

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0226010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHIM DISTT RAJSAMAND is still linked to IFSC PUNB0226010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0226010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – BHIM DISTT RAJSAMAND is still mapped to IFSC PUNB0226010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0226010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhim Distt Rajsamand branch is mapped to IFSC PUNB0226010 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0226010.

Products and services

Customers walking into the Bhim Distt Rajsamand branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0226010

MICR & cheque-truncation details

Cheques drawn on the Bhim Distt Rajsamand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0226010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Bhim Distt Rajsamand branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0226010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – BHIM DISTT RAJSAMAND:

• The IFSC is exactly PUNB0226010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and BHIM DISTT RAJSAMAND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhim Distt Rajsamand branch sits at KK PLAZA, HOSPITAL RD BHIM, DISTT- RAJSAMAND 305921. If you are travelling from outside Bhim Dist Rajsamand, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0226010 and your account number.

Verifying IFSC PUNB0226010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0226010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhim Distt Rajsamand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0226010, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0226010 belongs to Punjab National Bank's BHIM DISTT RAJSAMAND branch, located at KK PLAZA, HOSPITAL RD BHIM, DISTT- RAJSAMAND 305921 in BHIM DIST RAJSAMAND, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.