IFSC Code of Punjab National Bank, Bhawani Mandi, Distt. Jhalawar Branch, Rajasthan

Below are the complete branch details for Punjab National Bank, BHAWANI MANDI, DISTT. JHALAWAR branch, located in BHAWANI MANDI DISTT JHALAWAR -RAJASTHAN, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0007100. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0007100 for Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR is PUNB0007100. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007100 map to this branch in BHAWANI MANDI DISTT JHALAWAR -RAJASTHAN, RAJASTHAN.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhawani Mandi, Distt. Jhalawar branch in Bhawani Mandi Distt Jhalawar -Rajasthan, Rajasthan is part of this network and uses the IFSC code PUNB0007100 for all electronic settlement.

About this branch

The branch is located at DISTT JHALAWAR(RAJASTHAN). It serves the Bhawani Mandi Distt Jhalawar -Rajasthan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0007100 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BHAWANI MANDI, DISTT. JHALAWAR branch came to be assigned the code PUNB0007100.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0007100, money simply cannot be routed to the BHAWANI MANDI, DISTT. JHALAWAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Bhawani Mandi, Distt. Jhalawar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0007100 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0007100

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0007100 across all three.

NEFT to Punjab National Bank, BHAWANI MANDI, DISTT. JHALAWAR using IFSC PUNB0007100

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0007100, and confirm that the system picks up Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHAWANI MANDI, DISTT. JHALAWAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BHAWANI MANDI, DISTT. JHALAWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0007100 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank BHAWANI MANDI, DISTT. JHALAWAR (IFSC PUNB0007100)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0007100 in your mobile or internet banking app, and the money is credited to the BHAWANI MANDI, DISTT. JHALAWAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0007100 for Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhawani Mandi, Distt. Jhalawar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BHAWANI MANDI, DISTT. JHALAWAR branch, the IFSC PUNB0007100 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhawani Mandi, Distt. Jhalawar branch is mapped to IFSC PUNB0007100 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0007100.

Products and services

Customers walking into the Bhawani Mandi, Distt. Jhalawar branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0007100

Digital banking channels

Most day-to-day work that customers used to do at the Bhawani Mandi, Distt. Jhalawar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0007100 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bhawani Mandi, Distt. Jhalawar branch sits at DISTT JHALAWAR(RAJASTHAN). If you are travelling from outside Bhawani Mandi Distt Jhalawar -Rajasthan, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0007100 and your account number.

Common mistakes to avoid when using IFSC PUNB0007100

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0007100.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Bhawani Mandi, Distt. Jhalawar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0007100 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0007100 for Punjab National Bank – BHAWANI MANDI, DISTT. JHALAWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0007100 belongs to Punjab National Bank's BHAWANI MANDI, DISTT. JHALAWAR branch, located at DISTT JHALAWAR(RAJASTHAN) in BHAWANI MANDI DISTT JHALAWAR -RAJASTHAN, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.