IFSC Code of Punjab National Bank, Beerakheriambehta Disttsaharanpur Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's BEERAKHERIAMBEHTA DISTTSAHARANPUR branch in BEERAKHERI, UTTAR PRADESH. The branch's IFSC code PUNB0052010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0052010 is the IFSC of Punjab National Bank's BEERAKHERIAMBEHTA DISTTSAHARANPUR branch. The format is fixed: PUNB = bank code, 0 = reserved, 052010 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Beerakheriambehta Disttsaharanpur branch in Beerakheri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0052010.

Branch details at a glance

Beerakheriambehta Disttsaharanpur branch overview

Located at VPOBEERAKHERI VIA AMBEHTA 247340, the Beerakheriambehta Disttsaharanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0052010 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BEERAKHERIAMBEHTA DISTTSAHARANPUR branch came to be assigned the code PUNB0052010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0052010, money simply cannot be routed to the BEERAKHERIAMBEHTA DISTTSAHARANPUR branch electronically.

Account types you can open at the Beerakheriambehta Disttsaharanpur branch

Once you have an account at Punjab National Bank – BEERAKHERIAMBEHTA DISTTSAHARANPUR, the IFSC PUNB0052010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Beerakheriambehta Disttsaharanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1331-236827.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0052010

How to transfer money using IFSC PUNB0052010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0052010 across all three.

How to use IFSC PUNB0052010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BEERAKHERIAMBEHTA DISTTSAHARANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0052010.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as BEERAKHERIAMBEHTA DISTTSAHARANPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PUNB0052010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – BEERAKHERIAMBEHTA DISTTSAHARANPUR, ensure your bank's portal accepts IFSC PUNB0052010 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – BEERAKHERIAMBEHTA DISTTSAHARANPUR, use IMPS. With IFSC PUNB0052010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Beerakheriambehta Disttsaharanpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0052010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BEERAKHERIAMBEHTA DISTTSAHARANPUR is still linked to IFSC PUNB0052010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BEERAKHERIAMBEHTA DISTTSAHARANPUR branch, the IFSC PUNB0052010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0052010

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the BEERAKHERIAMBEHTA DISTTSAHARANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0052010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0052010 and the account number together uniquely identify the Beerakheriambehta Disttsaharanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – BEERAKHERIAMBEHTA DISTTSAHARANPUR:

• The IFSC is exactly PUNB0052010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and BEERAKHERIAMBEHTA DISTTSAHARANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Beerakheriambehta Disttsaharanpur branch sits at VPOBEERAKHERI VIA AMBEHTA 247340. If you are travelling from outside Beerakheri, search for the branch on a maps application using the bank name and locality, or call 1331-236827 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0052010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0052010 for Punjab National Bank – BEERAKHERIAMBEHTA DISTTSAHARANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Beerakheriambehta Disttsaharanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0052010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0052010 is the IFSC code of Punjab National Bank, BEERAKHERIAMBEHTA DISTTSAHARANPUR branch, in BEERAKHERI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.