Use this page as a one-stop reference for everything related to Punjab National Bank's C CHEST BATALA SYMBLE CHOWK branch in BATALA, PUNJAB. The branch's IFSC code PUNB0707900 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – C CHEST BATALA SYMBLE CHOWK is PUNB0707900. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 707900 map to this branch in BATALA, PUNJAB.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its C Chest Batala Symble Chowk branch in Batala, Punjab is part of this network and uses the IFSC code PUNB0707900 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | C Chest Batala Symble Chowk |
| IFSC Code | PUNB0707900 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CURRENCY CHEST BRANCH OFFICE |
| City | Batala |
| District | Symble Chowk, Batala |
| State | Punjab |
About this branch
The branch is located at CURRENCY CHEST BRANCH OFFICE. It serves the Batala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0707900 is used to identify this branch on the RBI payments network.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including C CHEST BATALA SYMBLE CHOWK of Punjab National Bank — its own 11-character IFSC. The code PUNB0707900 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0707900 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the C Chest Batala Symble Chowk branch
Once you have an account at Punjab National Bank – C CHEST BATALA SYMBLE CHOWK, the IFSC PUNB0707900 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the C Chest Batala Symble Chowk branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0707900
How to transfer money using IFSC PUNB0707900
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0707900 across all three.
NEFT to Punjab National Bank, C CHEST BATALA SYMBLE CHOWK using IFSC PUNB0707900
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0707900, and confirm that the system picks up Punjab National Bank – C CHEST BATALA SYMBLE CHOWK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0707900
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – C CHEST BATALA SYMBLE CHOWK, ensure your bank's portal accepts IFSC PUNB0707900 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – C CHEST BATALA SYMBLE CHOWK, use IMPS. With IFSC PUNB0707900 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0707900 for Punjab National Bank – C CHEST BATALA SYMBLE CHOWK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0707900 | Yes – PUNB0707900 | Yes – PUNB0707900 |
For most retail customers crediting the C Chest Batala Symble Chowk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0707900
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – C CHEST BATALA SYMBLE CHOWK is still mapped to IFSC PUNB0707900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0707900 and the beneficiary's account number to complete the transfer.
Online banking and IFSC PUNB0707900
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the C CHEST BATALA SYMBLE CHOWK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0707900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0707900 and the account number together uniquely identify the C Chest Batala Symble Chowk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – C CHEST BATALA SYMBLE CHOWK:
- The IFSC is exactly PUNB0707900 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and C CHEST BATALA SYMBLE CHOWK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The C Chest Batala Symble Chowk branch sits at CURRENCY CHEST BRANCH OFFICE. If you are travelling from outside Batala, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0707900 and your account number.
Verifying IFSC PUNB0707900 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0707900 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at C Chest Batala Symble Chowk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0707900 continue to work without interruption.
Branch address & contact
Punjab National BankC Chest Batala Symble Chowk Branch
CURRENCY CHEST BRANCH OFFICE
Batala, Punjab
Phone: the branch contact number
IFSC: PUNB0707900
Frequently asked questions
Where is Punjab National Bank C Chest Batala Symble Chowk branch located?
Punjab National Bank's C Chest Batala Symble Chowk branch is located at CURRENCY CHEST BRANCH OFFICE, Batala, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the C Chest Batala Symble Chowk branch but serve different purposes.
Is IFSC PUNB0707900 valid for NEFT and RTGS?
Yes. IFSC PUNB0707900 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC PUNB0707900 the same for all accounts at C Chest Batala Symble Chowk branch?
Yes. The IFSC PUNB0707900 is shared by every account held at Punjab National Bank's C Chest Batala Symble Chowk branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using PUNB0707900 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – C Chest Batala Symble Chowk reflect within 30 minutes.
What is the IFSC code of Punjab National Bank C Chest Batala Symble Chowk branch?
The IFSC code of Punjab National Bank, C Chest Batala Symble Chowk branch is PUNB0707900. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC PUNB0707900 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0707900 to send funds instantly.
Final notes
To recap: PUNB0707900 is the IFSC code of Punjab National Bank, C CHEST BATALA SYMBLE CHOWK branch, in BATALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
