Below are the complete branch details for Punjab National Bank, BARPETA ROAD, DISTT BARPETA branch, located in BARPETA, ASSAM, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0214210. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0214210 for Punjab National Bank – BARPETA ROAD, DISTT BARPETA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – BARPETA ROAD, DISTT BARPETA is PUNB0214210. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 214210 map to this branch in BARPETA, ASSAM, ASSAM.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Barpeta Road, Distt Barpeta |
| IFSC Code | PUNB0214210 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315 |
| City | Barpeta, Assam |
| District | Barpeta |
| State | Assam |
| STD Code | 3666 |
| Phone | 366262323 |
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Barpeta Road, Distt Barpeta branch in Barpeta, Assam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0214210.
About this branch
The branch is located at HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315. It serves the Barpeta, Assam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0214210 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BARPETA ROAD, DISTT BARPETA branch came to be assigned the code PUNB0214210.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0214210, money simply cannot be routed to the BARPETA ROAD, DISTT BARPETA branch electronically.
How to transfer money using IFSC PUNB0214210
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0214210 across all three.
NEFT to Punjab National Bank, BARPETA ROAD, DISTT BARPETA using IFSC PUNB0214210
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0214210, and confirm that the system picks up Punjab National Bank – BARPETA ROAD, DISTT BARPETA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARPETA ROAD, DISTT BARPETA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BARPETA ROAD, DISTT BARPETA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0214210 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank BARPETA ROAD, DISTT BARPETA (IFSC PUNB0214210)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0214210 in your mobile or internet banking app, and the money is credited to the BARPETA ROAD, DISTT BARPETA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0214210 for Punjab National Bank – BARPETA ROAD, DISTT BARPETA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0214210 | Yes – PUNB0214210 | Yes – PUNB0214210 |
For most retail customers crediting the Barpeta Road, Distt Barpeta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0214210
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – BARPETA ROAD, DISTT BARPETA is still mapped to IFSC PUNB0214210. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0214210 and the beneficiary's account number to complete the transfer.
Account types you can open at the Barpeta Road, Distt Barpeta branch
Once you have an account at Punjab National Bank – BARPETA ROAD, DISTT BARPETA, the IFSC PUNB0214210 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Barpeta Road, Distt Barpeta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3666-366262323.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0214210
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0214210 and the account number together uniquely identify the Barpeta Road, Distt Barpeta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Barpeta Road, Distt Barpeta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0214210 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC PUNB0214210
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BARPETA ROAD, DISTT BARPETA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0214210. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Barpeta Road, Distt Barpeta branch sits at HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315. If you are travelling from outside Barpeta, Assam, search for the branch on a maps application using the bank name and locality, or call 3666-366262323 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0214210 and your account number.
Verifying IFSC PUNB0214210 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0214210 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3666-366262323.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Barpeta Road, Distt Barpeta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0214210 continue to work without interruption.
Branch address & contact
Punjab National BankBarpeta Road, Distt Barpeta Branch
HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315
Barpeta, Assam, Assam
Phone: 3666-366262323
IFSC: PUNB0214210
Frequently asked questions
How do I add Punjab National Bank Barpeta Road, Distt Barpeta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0214210, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PUNB0214210 valid for NEFT and RTGS?
Yes. IFSC PUNB0214210 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barpeta Road, Distt Barpeta branch but serve different purposes.
Where is Punjab National Bank Barpeta Road, Distt Barpeta branch located?
Punjab National Bank's Barpeta Road, Distt Barpeta branch is located at HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315, Barpeta, Assam, Assam.
Is IFSC PUNB0214210 the same for all accounts at Barpeta Road, Distt Barpeta branch?
Yes. The IFSC PUNB0214210 is shared by every account held at Punjab National Bank's Barpeta Road, Distt Barpeta branch. Only the account number changes from customer to customer.
Can I use IFSC PUNB0214210 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0214210 to send funds instantly.
How quickly will an NEFT transfer using PUNB0214210 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Barpeta Road, Distt Barpeta reflect within 30 minutes.
Summary
The IFSC code PUNB0214210 belongs to Punjab National Bank's BARPETA ROAD, DISTT BARPETA branch, located at HUSAIN COMPLEX,WARD 10 BARPETA ROAD 781315 in BARPETA, ASSAM, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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