Use this page as a one-stop reference for everything related to Punjab National Bank's BANUR-DISTT SAS NAGAR branch in BANUR, PUNJAB. The branch's IFSC code PUNB0079110 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0079110 is the IFSC of Punjab National Bank's BANUR-DISTT SAS NAGAR branch. The format is fixed: PUNB = bank code, 0 = reserved, 079110 = branch identifier.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Banur-Distt Sas Nagar branch in Banur, Punjab is part of this network and uses the IFSC code PUNB0079110 for all electronic settlement.
About the Banur-Distt Sas Nagar branch
The Banur-Distt Sas Nagar branch of Punjab National Bank is situated at GURUDWARA COMPLEX CHANDIGARH-RAJPURA HWY 140601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0079110 is used.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Banur-Distt Sas Nagar |
| IFSC Code | PUNB0079110 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GURUDWARA COMPLEX CHANDIGARH-RAJPURA HWY 140601 |
| City | Banur |
| District | Sahibzada Ajit Singh Nagar |
| State | Punjab |
| STD Code | 1762 |
| Phone | 251133 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BANUR-DISTT SAS NAGAR branch came to be assigned the code PUNB0079110.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0079110, money simply cannot be routed to the BANUR-DISTT SAS NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0079110 and the account number together uniquely identify the Banur-Distt Sas Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC PUNB0079110
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0079110 across all three.
NEFT to Punjab National Bank, BANUR-DISTT SAS NAGAR using IFSC PUNB0079110
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0079110, and confirm that the system picks up Punjab National Bank – BANUR-DISTT SAS NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0079110
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – BANUR-DISTT SAS NAGAR, ensure your bank's portal accepts IFSC PUNB0079110 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – BANUR-DISTT SAS NAGAR, use IMPS. With IFSC PUNB0079110 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0079110 for Punjab National Bank – BANUR-DISTT SAS NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0079110 | Yes – PUNB0079110 | Yes – PUNB0079110 |
For most retail customers crediting the Banur-Distt Sas Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0079110
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – BANUR-DISTT SAS NAGAR is still mapped to IFSC PUNB0079110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0079110 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Banur-Distt Sas Nagar branch is mapped to IFSC PUNB0079110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0079110.
Banking services available
The Banur-Distt Sas Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1762-251133.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0079110
Online banking and IFSC PUNB0079110
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the BANUR-DISTT SAS NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0079110 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Banur-Distt Sas Nagar branch
The branch is located at GURUDWARA COMPLEX CHANDIGARH-RAJPURA HWY 140601, which puts it inside Banur, the broader Sahibzada Ajit Singh Nagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Banur-Distt Sas Nagar branch” — the verified location pin for IFSC PUNB0079110 should appear at the top of the results.
- Confirm the branch is open by calling 1762-251133 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0079110 and your account number.
Common mistakes to avoid when using IFSC PUNB0079110
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BANUR-DISTT SAS NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0079110. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Banur-Distt Sas Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0079110 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0079110 for Punjab National Bank – BANUR-DISTT SAS NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Punjab National BankBanur-Distt Sas Nagar Branch
GURUDWARA COMPLEX CHANDIGARH-RAJPURA HWY 140601
Banur, Punjab
Phone: 1762-251133
IFSC: PUNB0079110
Frequently asked questions
Is IFSC PUNB0079110 the same for all accounts at Banur-Distt Sas Nagar branch?
Yes. The IFSC PUNB0079110 is shared by every account held at Punjab National Bank's Banur-Distt Sas Nagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Banur-Distt Sas Nagar branch but serve different purposes.
How quickly will an NEFT transfer using PUNB0079110 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Banur-Distt Sas Nagar reflect within 30 minutes.
What is the phone number of Punjab National Bank Banur-Distt Sas Nagar branch?
You can reach the branch at 1762-251133 during regular banking hours.
How do I add Punjab National Bank Banur-Distt Sas Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0079110, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC PUNB0079110 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0079110 to send funds instantly.
What is the IFSC code of Punjab National Bank Banur-Distt Sas Nagar branch?
The IFSC code of Punjab National Bank, Banur-Distt Sas Nagar branch is PUNB0079110. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code PUNB0079110 belongs to Punjab National Bank's BANUR-DISTT SAS NAGAR branch, located at GURUDWARA COMPLEX CHANDIGARH-RAJPURA HWY 140601 in BANUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
