Use this page as a one-stop reference for everything related to Punjab National Bank's WEST BENGAL GRAMIN BANK branch in BAHARAMPUR, WEST BENGAL. The branch's IFSC code PUNB0RRBBGB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0RRBBGB is the IFSC of Punjab National Bank's WEST BENGAL GRAMIN BANK branch. The format is fixed: PUNB = bank code, 0 = reserved, RRBBGB = branch identifier.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | West Bengal Gramin Bank |
| IFSC Code | PUNB0RRBBGB |
| MICR Code | Refer to cheque leaf |
| Branch Address | HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD 742101.WEST BENGAL |
| City | Baharampur |
| District | Murshidabad |
| State | West Bengal |
| STD Code | 0 |
| Phone | 0 |
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the West Bengal Gramin Bank branch in Baharampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0RRBBGB.
About this branch
The branch is located at HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD 742101.WEST BENGAL. It serves the Baharampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0RRBBGB is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's WEST BENGAL GRAMIN BANK branch came to be assigned the code PUNB0RRBBGB.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0RRBBGB, money simply cannot be routed to the WEST BENGAL GRAMIN BANK branch electronically.
How to transfer money using IFSC PUNB0RRBBGB
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0RRBBGB across all three.
NEFT to Punjab National Bank, WEST BENGAL GRAMIN BANK using IFSC PUNB0RRBBGB
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0RRBBGB, and confirm that the system picks up Punjab National Bank – WEST BENGAL GRAMIN BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0RRBBGB
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – WEST BENGAL GRAMIN BANK, ensure your bank's portal accepts IFSC PUNB0RRBBGB while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab National Bank WEST BENGAL GRAMIN BANK (IFSC PUNB0RRBBGB)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0RRBBGB in your mobile or internet banking app, and the money is credited to the WEST BENGAL GRAMIN BANK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0RRBBGB for Punjab National Bank – WEST BENGAL GRAMIN BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0RRBBGB | Yes – PUNB0RRBBGB | Yes – PUNB0RRBBGB |
For most retail customers crediting the West Bengal Gramin Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0RRBBGB
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – WEST BENGAL GRAMIN BANK is still mapped to IFSC PUNB0RRBBGB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0RRBBGB and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the West Bengal Gramin Bank branch is mapped to IFSC PUNB0RRBBGB on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0RRBBGB.
Products and services
Customers walking into the West Bengal Gramin Bank branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0RRBBGB
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0RRBBGB and the account number together uniquely identify the West Bengal Gramin Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC PUNB0RRBBGB
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the WEST BENGAL GRAMIN BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0RRBBGB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – WEST BENGAL GRAMIN BANK:
- The IFSC is exactly PUNB0RRBBGB with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and WEST BENGAL GRAMIN BANK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The West Bengal Gramin Bank branch sits at HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD 742101.WEST BENGAL. If you are travelling from outside Baharampur, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0RRBBGB and your account number.
Verifying IFSC PUNB0RRBBGB from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0RRBBGB by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The West Bengal Gramin Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0RRBBGB, however, work 24x7.
Branch address & contact
Punjab National BankWest Bengal Gramin Bank Branch
HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD 742101.WEST BENGAL
Baharampur, West Bengal
Phone: 0
IFSC: PUNB0RRBBGB
Frequently asked questions
How quickly will an NEFT transfer using PUNB0RRBBGB be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – West Bengal Gramin Bank reflect within 30 minutes.
Does Punjab National Bank West Bengal Gramin Bank branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC PUNB0RRBBGB valid for NEFT and RTGS?
Yes. IFSC PUNB0RRBBGB is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC PUNB0RRBBGB for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0RRBBGB to send funds instantly.
What is the phone number of Punjab National Bank West Bengal Gramin Bank branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC PUNB0RRBBGB the same for all accounts at West Bengal Gramin Bank branch?
Yes. The IFSC PUNB0RRBBGB is shared by every account held at Punjab National Bank's West Bengal Gramin Bank branch. Only the account number changes from customer to customer.
How do I add Punjab National Bank West Bengal Gramin Bank as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0RRBBGB, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the West Bengal Gramin Bank branch but serve different purposes.
Summary
The IFSC code PUNB0RRBBGB belongs to Punjab National Bank's WEST BENGAL GRAMIN BANK branch, located at HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD… in BAHARAMPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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