If you are searching for the IFSC code of Punjab National Bank, ASMOLI branch in ASMOLI ,U.P., UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0732400. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ASMOLI branch, and detailed step-by-step guides for using the IFSC PUNB0732400 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's ASMOLI branch, the IFSC PUNB0732400 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 732400 identifies this particular branch.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Asmoli branch in Asmoli ,U.P.. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0732400.
About this branch
The branch is located at DSM SUGAR MILL ASMOLI. It serves the Asmoli ,U.P. region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0732400 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Asmoli |
| IFSC Code | PUNB0732400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DSM SUGAR MILL ASMOLI |
| City | Asmoli ,U.P. |
| District | Tehsil Sambhal Dist Bhimnagar |
| State | Uttar Pradesh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's ASMOLI branch came to be assigned the code PUNB0732400.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0732400, money simply cannot be routed to the ASMOLI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0732400 and the account number together uniquely identify the Asmoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC PUNB0732400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0732400 across all three.
NEFT to Punjab National Bank, ASMOLI using IFSC PUNB0732400
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0732400, and confirm that the system picks up Punjab National Bank – ASMOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ASMOLI
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's ASMOLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0732400 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank ASMOLI (IFSC PUNB0732400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0732400 in your mobile or internet banking app, and the money is credited to the ASMOLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0732400 for Punjab National Bank – ASMOLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0732400 | Yes – PUNB0732400 | Yes – PUNB0732400 |
For most retail customers crediting the Asmoli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's ASMOLI branch, the IFSC PUNB0732400 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Asmoli branch is mapped to IFSC PUNB0732400 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0732400.
Banking services available
The Asmoli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0732400
Online banking and IFSC PUNB0732400
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the ASMOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0732400 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Asmoli branch
The branch is located at DSM SUGAR MILL ASMOLI, which puts it inside Asmoli ,U.P., the broader Tehsil Sambhal Dist Bhimnagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Asmoli branch” — the verified location pin for IFSC PUNB0732400 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0732400 and your account number.
Common mistakes to avoid when using IFSC PUNB0732400
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – ASMOLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0732400. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Asmoli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0732400, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0732400 for Punjab National Bank – ASMOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Punjab National BankAsmoli Branch
DSM SUGAR MILL ASMOLI
Asmoli ,U.P., Uttar Pradesh
Phone: the branch contact number
IFSC: PUNB0732400
Frequently asked questions
Is IFSC PUNB0732400 the same for all accounts at Asmoli branch?
Yes. The IFSC PUNB0732400 is shared by every account held at Punjab National Bank's Asmoli branch. Only the account number changes from customer to customer.
How do I add Punjab National Bank Asmoli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0732400, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Punjab National Bank Asmoli branch located?
Punjab National Bank's Asmoli branch is located at DSM SUGAR MILL ASMOLI, Asmoli ,U.P., Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Asmoli branch but serve different purposes.
What is the IFSC code of Punjab National Bank Asmoli branch?
The IFSC code of Punjab National Bank, Asmoli branch is PUNB0732400. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Punjab National Bank Asmoli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code PUNB0732400 belongs to Punjab National Bank's ASMOLI branch, located at DSM SUGAR MILL ASMOLI in ASMOLI ,U.P., UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
