Use this page as a one-stop reference for everything related to Punjab National Bank's AMROHA branch in AMROHA, UTTAR PRADESH. The branch's IFSC code PUNB0154710 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's AMROHA branch, the IFSC PUNB0154710 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 154710 identifies this particular branch.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Amroha |
| IFSC Code | PUNB0154710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BIJNOR ROAD PAKKA BAG DIST JPNAGAR 244221 |
| City | Amroha |
| District | Jyotiba Phule Nagar |
| State | Uttar Pradesh |
| STD Code | 592 |
| Phone | 2264753 |
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Amroha branch in Amroha, Uttar Pradesh is part of this network and uses the IFSC code PUNB0154710 for all electronic settlement.
About this branch
The branch is located at BIJNOR ROAD PAKKA BAG DIST JPNAGAR 244221. It serves the Amroha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0154710 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's AMROHA branch came to be assigned the code PUNB0154710.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0154710, money simply cannot be routed to the AMROHA branch electronically.
How to transfer money using IFSC PUNB0154710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0154710 across all three.
How to use IFSC PUNB0154710 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's AMROHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0154710.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as AMROHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PUNB0154710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – AMROHA, ensure your bank's portal accepts IFSC PUNB0154710 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – AMROHA, use IMPS. With IFSC PUNB0154710 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0154710 for Punjab National Bank – AMROHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0154710 | Yes – PUNB0154710 | Yes – PUNB0154710 |
For most retail customers crediting the Amroha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0154710
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – AMROHA is still mapped to IFSC PUNB0154710. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0154710 and the beneficiary's account number to complete the transfer.
Account types you can open at the Amroha branch
Once you have an account at Punjab National Bank – AMROHA, the IFSC PUNB0154710 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Amroha branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0154710
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0154710 and the account number together uniquely identify the Amroha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC PUNB0154710
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the AMROHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0154710 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – AMROHA:
- The IFSC is exactly PUNB0154710 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and AMROHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Amroha branch
The branch is located at BIJNOR ROAD PAKKA BAG DIST JPNAGAR 244221, which puts it inside Amroha, the broader Jyotiba Phule Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Amroha branch” — the verified location pin for IFSC PUNB0154710 should appear at the top of the results.
- Confirm the branch is open by calling 592-2264753 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0154710 and your account number.
Verifying IFSC PUNB0154710 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0154710 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 592-2264753.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Amroha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0154710 continue to work without interruption.
Branch address & contact
Punjab National BankAmroha Branch
BIJNOR ROAD PAKKA BAG DIST JPNAGAR 244221
Amroha, Uttar Pradesh
Phone: 592-2264753
IFSC: PUNB0154710
Frequently asked questions
Is IFSC PUNB0154710 valid for NEFT and RTGS?
Yes. IFSC PUNB0154710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amroha branch but serve different purposes.
Where is Punjab National Bank Amroha branch located?
Punjab National Bank's Amroha branch is located at BIJNOR ROAD PAKKA BAG DIST JPNAGAR 244221, Amroha, Uttar Pradesh.
Is IFSC PUNB0154710 the same for all accounts at Amroha branch?
Yes. The IFSC PUNB0154710 is shared by every account held at Punjab National Bank's Amroha branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using PUNB0154710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Amroha reflect within 30 minutes.
What is the phone number of Punjab National Bank Amroha branch?
You can reach the branch at 592-2264753 during regular banking hours.
Final notes
To recap: PUNB0154710 is the IFSC code of Punjab National Bank, AMROHA branch, in AMROHA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
