This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, AMRITSAR-SERVICE BRANCH branch in AMRITSAR. The 11-digit IFSC PUNB0800510 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the AMRITSAR-SERVICE BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – AMRITSAR-SERVICE BRANCH is PUNB0800510. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 800510 map to this branch in AMRITSAR, PUNJAB.
Bank profile
Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Amritsar-Service Branch branch — IFSC PUNB0800510 — extends the bank's services to customers in and around Amritsar, Punjab.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Amritsar-Service Branch |
| IFSC Code | PUNB0800510 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001 |
| City | Amritsar |
| District | Amritsar |
| State | Punjab |
| STD Code | 183 |
| Phone | 2532638 |
About this branch
The branch is located at 2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001. It serves the Amritsar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0800510 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's AMRITSAR-SERVICE BRANCH branch came to be assigned the code PUNB0800510.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0800510, money simply cannot be routed to the AMRITSAR-SERVICE BRANCH branch electronically.
Account types you can open at the Amritsar-Service Branch branch
Once you have an account at Punjab National Bank – AMRITSAR-SERVICE BRANCH, the IFSC PUNB0800510 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Amritsar-Service Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 183-2532638.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0800510
How to transfer money using IFSC PUNB0800510
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0800510 across all three.
How to use IFSC PUNB0800510 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's AMRITSAR-SERVICE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0800510.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as AMRITSAR-SERVICE BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PUNB0800510
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – AMRITSAR-SERVICE BRANCH, ensure your bank's portal accepts IFSC PUNB0800510 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab National Bank AMRITSAR-SERVICE BRANCH (IFSC PUNB0800510)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0800510 in your mobile or internet banking app, and the money is credited to the AMRITSAR-SERVICE BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Amritsar-Service Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0800510:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRITSAR-SERVICE BRANCH is still linked to IFSC PUNB0800510.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PUNB0800510
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – AMRITSAR-SERVICE BRANCH is still mapped to IFSC PUNB0800510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0800510 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Amritsar-Service Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0800510 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Amritsar-Service Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0800510 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC PUNB0800510
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – AMRITSAR-SERVICE BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0800510. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Amritsar-Service Branch branch
The branch is located at 2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001, which puts it inside Amritsar, the broader Amritsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Amritsar-Service Branch branch” — the verified location pin for IFSC PUNB0800510 should appear at the top of the results.
- Confirm the branch is open by calling 183-2532638 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0800510 and your account number.
Verifying IFSC PUNB0800510 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0800510 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 183-2532638.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Amritsar-Service Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0800510 continue to work without interruption.
Branch address & contact
Punjab National BankAmritsar-Service Branch Branch
2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001
Amritsar, Punjab
Phone: 183-2532638
IFSC: PUNB0800510
Frequently asked questions
Is IFSC PUNB0800510 valid for NEFT and RTGS?
Yes. IFSC PUNB0800510 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC PUNB0800510 the same for all accounts at Amritsar-Service Branch branch?
Yes. The IFSC PUNB0800510 is shared by every account held at Punjab National Bank's Amritsar-Service Branch branch. Only the account number changes from customer to customer.
Does Punjab National Bank Amritsar-Service Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 183-2532638 to confirm.
How quickly will an NEFT transfer using PUNB0800510 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Amritsar-Service Branch reflect within 30 minutes.
How do I add Punjab National Bank Amritsar-Service Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0800510, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amritsar-Service Branch branch but serve different purposes.
Can I use IFSC PUNB0800510 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0800510 to send funds instantly.
Summary
The IFSC code PUNB0800510 belongs to Punjab National Bank's AMRITSAR-SERVICE BRANCH branch, located at 2ND FLR,10 ADMIN BLOCK DSC, RANJIT AVENUE 143001 in AMRITSAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
