IFSC Code of Punjab National Bank, Amritsar-Chowk Shakti Nagar Maj Branch, Punjab

Use this page as a one-stop reference for everything related to Punjab National Bank's AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch in AMRITSAR, PUNJAB. The branch's IFSC code PUNB0013110 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0013110 is the IFSC of Punjab National Bank's AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch. The format is fixed: PUNB = bank code, 0 = reserved, 013110 = branch identifier.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Amritsar-Chowk Shakti Nagar Maj branch — IFSC PUNB0013110 — extends the bank's services to customers in and around Amritsar, Punjab.

About this branch

The branch is located at POOJA PATRANGA, CHOWKSHAKTI NAGAR 143001. It serves the Amritsar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0013110 is used to identify this branch on the RBI payments network.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRITSAR-CHOWK SHAKTI NAGAR MAJ of Punjab National Bank — its own 11-character IFSC. The code PUNB0013110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0013110 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0013110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0013110 across all three.

NEFT to Punjab National Bank, AMRITSAR-CHOWK SHAKTI NAGAR MAJ using IFSC PUNB0013110

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0013110, and confirm that the system picks up Punjab National Bank – AMRITSAR-CHOWK SHAKTI NAGAR MAJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AMRITSAR-CHOWK SHAKTI NAGAR MAJ

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0013110 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank AMRITSAR-CHOWK SHAKTI NAGAR MAJ (IFSC PUNB0013110)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0013110 in your mobile or internet banking app, and the money is credited to the AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Amritsar-Chowk Shakti Nagar Maj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0013110:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRITSAR-CHOWK SHAKTI NAGAR MAJ is still linked to IFSC PUNB0013110.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0013110

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – AMRITSAR-CHOWK SHAKTI NAGAR MAJ is still mapped to IFSC PUNB0013110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0013110 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Amritsar-Chowk Shakti Nagar Maj branch is mapped to IFSC PUNB0013110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0013110.

Banking services available

The Amritsar-Chowk Shakti Nagar Maj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 183-2555157.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0013110

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0013110 and the account number together uniquely identify the Amritsar-Chowk Shakti Nagar Maj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0013110

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0013110 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PUNB0013110

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – AMRITSAR-CHOWK SHAKTI NAGAR MAJ, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0013110.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Amritsar-Chowk Shakti Nagar Maj branch sits at POOJA PATRANGA, CHOWKSHAKTI NAGAR 143001. If you are travelling from outside Amritsar, search for the branch on a maps application using the bank name and locality, or call 183-2555157 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0013110 and your account number.

Verifying IFSC PUNB0013110 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0013110 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 183-2555157.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Amritsar-Chowk Shakti Nagar Maj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0013110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0013110 is the IFSC code of Punjab National Bank, AMRITSAR-CHOWK SHAKTI NAGAR MAJ branch, in AMRITSAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.