This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, C.CHEST BACK OFFICE AMBALA branch in AMBALA. The 11-digit IFSC PUNB0700000 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the C.CHEST BACK OFFICE AMBALA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0700000 is the IFSC of Punjab National Bank's C.CHEST BACK OFFICE AMBALA branch. The format is fixed: PUNB = bank code, 0 = reserved, 700000 = branch identifier.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its C.Chest Back Office Ambala branch in Ambala, Haryana is part of this network and uses the IFSC code PUNB0700000 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | C.Chest Back Office Ambala |
| IFSC Code | PUNB0700000 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CURRENCY CHEST AT BO.SADAR BAZAR |
| City | Ambala |
| District | Ambala Cantt. |
| State | Haryana |
C.Chest Back Office Ambala branch overview
Located at CURRENCY CHEST AT BO.SADAR BAZAR, the C.Chest Back Office Ambala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0700000 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's C.CHEST BACK OFFICE AMBALA branch came to be assigned the code PUNB0700000.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0700000, money simply cannot be routed to the C.CHEST BACK OFFICE AMBALA branch electronically.
Products and account variants supported
Every account opened at the C.Chest Back Office Ambala branch is mapped to IFSC PUNB0700000 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0700000.
Products and services
Customers walking into the C.Chest Back Office Ambala branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0700000
How to transfer money using IFSC PUNB0700000
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0700000 across all three.
NEFT to Punjab National Bank, C.CHEST BACK OFFICE AMBALA using IFSC PUNB0700000
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0700000, and confirm that the system picks up Punjab National Bank – C.CHEST BACK OFFICE AMBALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0700000
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – C.CHEST BACK OFFICE AMBALA, ensure your bank's portal accepts IFSC PUNB0700000 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – C.CHEST BACK OFFICE AMBALA, use IMPS. With IFSC PUNB0700000 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0700000 for Punjab National Bank – C.CHEST BACK OFFICE AMBALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0700000 | Yes – PUNB0700000 | Yes – PUNB0700000 |
For most retail customers crediting the C.Chest Back Office Ambala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's C.CHEST BACK OFFICE AMBALA branch, the IFSC PUNB0700000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the C.Chest Back Office Ambala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0700000 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0700000 and the account number together uniquely identify the C.Chest Back Office Ambala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – C.CHEST BACK OFFICE AMBALA:
- The IFSC is exactly PUNB0700000 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and C.CHEST BACK OFFICE AMBALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The C.Chest Back Office Ambala branch sits at CURRENCY CHEST AT BO.SADAR BAZAR. If you are travelling from outside Ambala, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0700000 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0700000 for Punjab National Bank – C.CHEST BACK OFFICE AMBALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at C.Chest Back Office Ambala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0700000 continue to work without interruption.
Branch address & contact
Punjab National BankC.Chest Back Office Ambala Branch
CURRENCY CHEST AT BO.SADAR BAZAR
Ambala, Haryana
Phone: the branch contact number
IFSC: PUNB0700000
Frequently asked questions
What is the IFSC code of Punjab National Bank C.Chest Back Office Ambala branch?
The IFSC code of Punjab National Bank, C.Chest Back Office Ambala branch is PUNB0700000. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PUNB0700000 the same for all accounts at C.Chest Back Office Ambala branch?
Yes. The IFSC PUNB0700000 is shared by every account held at Punjab National Bank's C.Chest Back Office Ambala branch. Only the account number changes from customer to customer.
Does Punjab National Bank C.Chest Back Office Ambala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using PUNB0700000 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – C.Chest Back Office Ambala reflect within 30 minutes.
Is IFSC PUNB0700000 valid for NEFT and RTGS?
Yes. IFSC PUNB0700000 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Punjab National Bank C.Chest Back Office Ambala branch located?
Punjab National Bank's C.Chest Back Office Ambala branch is located at CURRENCY CHEST AT BO.SADAR BAZAR, Ambala, Haryana.
What is the phone number of Punjab National Bank C.Chest Back Office Ambala branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Punjab National Bank C.Chest Back Office Ambala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0700000, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code PUNB0700000 belongs to Punjab National Bank's C.CHEST BACK OFFICE AMBALA branch, located at CURRENCY CHEST AT BO.SADAR BAZAR in AMBALA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
