IFSC Code of Punjab National Bank, Amalapuram Disteast Godavari Branch, Andhra Pradesh

Below are the complete branch details for Punjab National Bank, AMALAPURAM DISTEAST GODAVARI branch, located in AMALAPURAM DIST EAST GODAVARI ANDHRA PRADESH, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0142510. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0142510 for Punjab National Bank – AMALAPURAM DISTEAST GODAVARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0142510 is the IFSC of Punjab National Bank's AMALAPURAM DISTEAST GODAVARI branch. The format is fixed: PUNB = bank code, 0 = reserved, 142510 = branch identifier.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Amalapuram Disteast Godavari branch in Amalapuram Dist East Godavari Andhra Pradesh, Andhra Pradesh is part of this network and uses the IFSC code PUNB0142510 for all electronic settlement.

About the Amalapuram Disteast Godavari branch

The Amalapuram Disteast Godavari branch of Punjab National Bank is situated at DNO 321 BANK STREE KUCHI MANCHI AGRAHARAM 533201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0142510 is used.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMALAPURAM DISTEAST GODAVARI of Punjab National Bank — its own 11-character IFSC. The code PUNB0142510 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0142510 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0142510

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0142510 across all three.

NEFT to Punjab National Bank, AMALAPURAM DISTEAST GODAVARI using IFSC PUNB0142510

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0142510, and confirm that the system picks up Punjab National Bank – AMALAPURAM DISTEAST GODAVARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AMALAPURAM DISTEAST GODAVARI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's AMALAPURAM DISTEAST GODAVARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0142510 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – AMALAPURAM DISTEAST GODAVARI, use IMPS. With IFSC PUNB0142510 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Amalapuram Disteast Godavari

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0142510:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMALAPURAM DISTEAST GODAVARI is still linked to IFSC PUNB0142510.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's AMALAPURAM DISTEAST GODAVARI branch, the IFSC PUNB0142510 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Amalapuram Disteast Godavari branch is mapped to IFSC PUNB0142510 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0142510.

Products and services

Customers walking into the Amalapuram Disteast Godavari branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0142510

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0142510 and the account number together uniquely identify the Amalapuram Disteast Godavari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0142510

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the AMALAPURAM DISTEAST GODAVARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0142510 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – AMALAPURAM DISTEAST GODAVARI:

• The IFSC is exactly PUNB0142510 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and AMALAPURAM DISTEAST GODAVARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Amalapuram Disteast Godavari branch sits at DNO 321 BANK STREE KUCHI MANCHI AGRAHARAM 533201. If you are travelling from outside Amalapuram Dist East Godavari Andhra Pradesh, search for the branch on a maps application using the bank name and locality, or call 8856-230688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0142510 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0142510 for Punjab National Bank – AMALAPURAM DISTEAST GODAVARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Amalapuram Disteast Godavari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0142510 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0142510 belongs to Punjab National Bank's AMALAPURAM DISTEAST GODAVARI branch, located at DNO 321 BANK STREE KUCHI MANCHI AGRAHARAM 533201 in AMALAPURAM DIST EAST GODAVARI ANDHRA PRADESH, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.