IFSC Code of Punjab National Bank, Ajmer, Kutchery Road, Branch, Rajasthan

Use this page as a one-stop reference for everything related to Punjab National Bank's AJMER, KUTCHERY ROAD, branch in AJMER, RAJASTHAN. The branch's IFSC code PUNB0000800 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0000800 is the IFSC of Punjab National Bank's AJMER, KUTCHERY ROAD, branch. The format is fixed: PUNB = bank code, 0 = reserved, 000800 = branch identifier.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ajmer, Kutchery Road, branch in Ajmer, Rajasthan is part of this network and uses the IFSC code PUNB0000800 for all electronic settlement.

About the Ajmer, Kutchery Road, branch

The Ajmer, Kutchery Road, branch of Punjab National Bank is situated at KUTCHERY ROAD , UNDER RO-JODHPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0000800 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's AJMER, KUTCHERY ROAD, branch came to be assigned the code PUNB0000800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0000800, money simply cannot be routed to the AJMER, KUTCHERY ROAD, branch electronically.

How to transfer money using IFSC PUNB0000800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0000800 across all three.

NEFT to Punjab National Bank, AJMER, KUTCHERY ROAD, using IFSC PUNB0000800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0000800, and confirm that the system picks up Punjab National Bank – AJMER, KUTCHERY ROAD,. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AJMER, KUTCHERY ROAD,

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's AJMER, KUTCHERY ROAD, branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0000800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank AJMER, KUTCHERY ROAD, (IFSC PUNB0000800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0000800 in your mobile or internet banking app, and the money is credited to the AJMER, KUTCHERY ROAD, branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ajmer, Kutchery Road,

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0000800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AJMER, KUTCHERY ROAD, is still linked to IFSC PUNB0000800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0000800

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – AJMER, KUTCHERY ROAD, is still mapped to IFSC PUNB0000800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0000800 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ajmer, Kutchery Road, branch is mapped to IFSC PUNB0000800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0000800.

Products and services

Customers walking into the Ajmer, Kutchery Road, branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0000800

MICR & cheque-truncation details

Cheques drawn on the Ajmer, Kutchery Road, branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0000800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0000800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the AJMER, KUTCHERY ROAD, branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0000800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – AJMER, KUTCHERY ROAD,:

• The IFSC is exactly PUNB0000800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and AJMER, KUTCHERY ROAD, as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ajmer, Kutchery Road, branch sits at KUTCHERY ROAD , UNDER RO-JODHPUR. If you are travelling from outside Ajmer, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0000800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0000800 for Punjab National Bank – AJMER, KUTCHERY ROAD,, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ajmer, Kutchery Road, branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0000800, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0000800 belongs to Punjab National Bank's AJMER, KUTCHERY ROAD, branch, located at KUTCHERY ROAD , UNDER RO-JODHPUR in AJMER, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.