IFSC Code of Punjab National Bank, Agra Shahganj, Distt. Agra ,Up Branch, Uttar Pradesh

Below are the complete branch details for Punjab National Bank, AGRA SHAHGANJ, DISTT. AGRA ,UP branch, located in AGRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0101800. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0101800 for Punjab National Bank – AGRA SHAHGANJ, DISTT. AGRA ,UP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – AGRA SHAHGANJ, DISTT. AGRA ,UP is PUNB0101800. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 101800 map to this branch in AGRA, UTTAR PRADESH.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Agra Shahganj, Distt. Agra ,Up branch in Agra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0101800.

About the Agra Shahganj, Distt. Agra ,Up branch

The Agra Shahganj, Distt. Agra ,Up branch of Punjab National Bank is situated at AGRA SHAHGANJ, &EC101801AIRF2302373. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0101800 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's AGRA SHAHGANJ, DISTT. AGRA ,UP branch came to be assigned the code PUNB0101800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0101800, money simply cannot be routed to the AGRA SHAHGANJ, DISTT. AGRA ,UP branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Agra Shahganj, Distt. Agra ,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0101800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0101800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0101800 across all three.

How to use IFSC PUNB0101800 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's AGRA SHAHGANJ, DISTT. AGRA ,UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0101800.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as AGRA SHAHGANJ, DISTT. AGRA ,UP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AGRA SHAHGANJ, DISTT. AGRA ,UP

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's AGRA SHAHGANJ, DISTT. AGRA ,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0101800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank AGRA SHAHGANJ, DISTT. AGRA ,UP (IFSC PUNB0101800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0101800 in your mobile or internet banking app, and the money is credited to the AGRA SHAHGANJ, DISTT. AGRA ,UP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Agra Shahganj, Distt. Agra ,Up

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0101800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AGRA SHAHGANJ, DISTT. AGRA ,UP is still linked to IFSC PUNB0101800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0101800

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – AGRA SHAHGANJ, DISTT. AGRA ,UP is still mapped to IFSC PUNB0101800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0101800 and the beneficiary's account number to complete the transfer.

Account types you can open at the Agra Shahganj, Distt. Agra ,Up branch

Once you have an account at Punjab National Bank – AGRA SHAHGANJ, DISTT. AGRA ,UP, the IFSC PUNB0101800 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Agra Shahganj, Distt. Agra ,Up branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0101800

Online banking and IFSC PUNB0101800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the AGRA SHAHGANJ, DISTT. AGRA ,UP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0101800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Agra Shahganj, Distt. Agra ,Up branch

The branch is located at AGRA SHAHGANJ, &EC101801AIRF2302373, which puts it inside Agra, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Agra Shahganj, Distt. Agra ,Up branch” — the verified location pin for IFSC PUNB0101800 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0101800 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – AGRA SHAHGANJ, DISTT. AGRA ,UP:

• The IFSC is exactly PUNB0101800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and AGRA SHAHGANJ, DISTT. AGRA ,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Agra Shahganj, Distt. Agra ,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0101800 continue to work without interruption.

Verifying IFSC PUNB0101800 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0101800 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0101800 belongs to Punjab National Bank's AGRA SHAHGANJ, DISTT. AGRA ,UP branch, located at AGRA SHAHGANJ, &EC101801AIRF2302373 in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.