IFSC Code of Punjab and Sind Bank, Yelahanka Branch, Karnataka

If you are searching for the IFSC code of Punjab and Sind Bank, YELAHANKA branch in YELAHANKA, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is PSIB0021579. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YELAHANKA branch, and detailed step-by-step guides for using the IFSC PSIB0021579 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0021579 is the IFSC of Punjab and Sind Bank's YELAHANKA branch. The format is fixed: PSIB = bank code, 0 = reserved, 021579 = branch identifier.

Branch details at a glance

Bank profile

Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Yelahanka branch — IFSC PSIB0021579 — extends the bank's services to customers in and around Yelahanka, Karnataka.

About the Yelahanka branch

The Yelahanka branch of Punjab and Sind Bank is situated at GROUND FLOOR SRK TOWER 108 MIG CHS HOUSING BOARD COLONY 707 SFS 4TH PHASE MAIN ROAD YELEHANKA NEW TOWN BENGALURU KARNATKA 560064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0021579 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's YELAHANKA branch came to be assigned the code PSIB0021579.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0021579, money simply cannot be routed to the YELAHANKA branch electronically.

How to transfer money using IFSC PSIB0021579

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0021579 across all three.

NEFT to Punjab and Sind Bank, YELAHANKA using IFSC PSIB0021579

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0021579, and confirm that the system picks up Punjab and Sind Bank – YELAHANKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to YELAHANKA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's YELAHANKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0021579 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank YELAHANKA (IFSC PSIB0021579)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0021579 in your mobile or internet banking app, and the money is credited to the YELAHANKA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PSIB0021579 for Punjab and Sind Bank – YELAHANKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Yelahanka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PSIB0021579

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – YELAHANKA is still mapped to IFSC PSIB0021579. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0021579 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Yelahanka branch is mapped to IFSC PSIB0021579 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0021579.

Products and services

Customers walking into the Yelahanka branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0021579

MICR & cheque-truncation details

Cheques drawn on the Yelahanka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0021579 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PSIB0021579

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the YELAHANKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0021579 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – YELAHANKA:

• The IFSC is exactly PSIB0021579 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and YELAHANKA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Yelahanka branch

The branch is located at GROUND FLOOR SRK TOWER 108 MIG CHS HOUSING BOARD COLONY 707 SFS 4TH PHASE MAIN ROAD YELEHANKA NEW TOWN BENGALURU KARNATKA 560064, which puts it inside Yelahanka, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Yelahanka branch” — the verified location pin for IFSC PSIB0021579 should appear at the top of the results.
2. Confirm the branch is open by calling 80-7417968157 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0021579 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0021579 for Punjab and Sind Bank – YELAHANKA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yelahanka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0021579, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0021579 belongs to Punjab and Sind Bank's YELAHANKA branch, located at GROUND FLOOR SRK TOWER 108 MIG CHS HOUSING BOARD COLONY 707 SFS 4TH PHASE MAIN… in YELAHANKA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.