IFSC Code of Punjab and Sind Bank, Yamunanagar Sant Nischal Singh P .School Branch, Haryana

Below are the complete branch details for Punjab and Sind Bank, YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch, located in YAMUNANAGAR, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000781. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000781 for Punjab and Sind Bank – YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab and Sind Bank's YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch, the IFSC PSIB0000781 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000781 identifies this particular branch.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yamunanagar Sant Nischal Singh P .School branch in Yamunanagar, Haryana is part of this network and uses the IFSC code PSIB0000781 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SANT NISCHAL SINGH PUBLIC SCHOOL, DISTT. YAMUNANAGR, HARYANA - 135001. It serves the Yamunanagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000781 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch came to be assigned the code PSIB0000781.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000781, money simply cannot be routed to the YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch electronically.

Products and account variants supported

Every account opened at the Yamunanagar Sant Nischal Singh P .School branch is mapped to IFSC PSIB0000781 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000781.

Products and services

Customers walking into the Yamunanagar Sant Nischal Singh P .School branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000781

How to transfer money using IFSC PSIB0000781

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000781 across all three.

How to use IFSC PSIB0000781 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0000781.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000781 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL (IFSC PSIB0000781)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000781 in your mobile or internet banking app, and the money is credited to the YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Yamunanagar Sant Nischal Singh P .School

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000781:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL is still linked to IFSC PSIB0000781.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000781

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL is still mapped to IFSC PSIB0000781. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000781 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PSIB0000781

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000781 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Yamunanagar Sant Nischal Singh P .School branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000781 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL:

• The IFSC is exactly PSIB0000781 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Yamunanagar Sant Nischal Singh P .School branch sits at SANT NISCHAL SINGH PUBLIC SCHOOL, DISTT. YAMUNANAGR, HARYANA - 135001. If you are travelling from outside Yamunanagar, search for the branch on a maps application using the bank name and locality, or call 1732-220221 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000781 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000781 for Punjab and Sind Bank – YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Yamunanagar Sant Nischal Singh P .School are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000781 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000781 is the IFSC code of Punjab and Sind Bank, YAMUNANAGAR SANT NISCHAL SINGH P .SCHOOL branch, in YAMUNANAGAR, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.