This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab and Sind Bank, WARANGAL branch in WARANGAL. The 11-digit IFSC PSIB0021530 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab and Sind Bank at the WARANGAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PSIB0021530 is the IFSC of Punjab and Sind Bank's WARANGAL branch. The format is fixed: PSIB = bank code, 0 = reserved, 021530 = branch identifier.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Warangal branch in Warangal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0021530.
About the Warangal branch
The Warangal branch of Punjab and Sind Bank is situated at H. NO. 2-6-1531, OLD BUS DEPOT ROAD, HANAMKONDA, WARANGAL, TELANGANA, 506010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0021530 is used.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Warangal |
| IFSC Code | PSIB0021530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H. NO. 2-6-1531, OLD BUS DEPOT ROAD, HANAMKONDA, WARANGAL, TELANGANA, 506010 |
| City | Warangal |
| District | Warangal |
| State | Telangana |
| STD Code | 91 |
| Phone | 8451012697 |
Why every Punjab and Sind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WARANGAL of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0021530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0021530 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Warangal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0021530 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PSIB0021530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0021530 across all three.
NEFT to Punjab and Sind Bank, WARANGAL using IFSC PSIB0021530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0021530, and confirm that the system picks up Punjab and Sind Bank – WARANGAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PSIB0021530
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – WARANGAL, ensure your bank's portal accepts IFSC PSIB0021530 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – WARANGAL, use IMPS. With IFSC PSIB0021530 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Warangal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0021530:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at WARANGAL is still linked to IFSC PSIB0021530.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PSIB0021530
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – WARANGAL is still mapped to IFSC PSIB0021530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0021530 and the beneficiary's account number to complete the transfer.
Account types you can open at the Warangal branch
Once you have an account at Punjab and Sind Bank – WARANGAL, the IFSC PSIB0021530 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Warangal branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0021530
Online banking and IFSC PSIB0021530
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the WARANGAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0021530 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Warangal branch sits at H. NO. 2-6-1531, OLD BUS DEPOT ROAD, HANAMKONDA, WARANGAL, TELANGANA, 506010. If you are travelling from outside Warangal, search for the branch on a maps application using the bank name and locality, or call 91-8451012697 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0021530 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – WARANGAL:
- The IFSC is exactly PSIB0021530 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and WARANGAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Warangal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0021530, however, work 24x7.
Verifying IFSC PSIB0021530 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0021530 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8451012697.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab and Sind BankWarangal Branch
H. NO. 2-6-1531, OLD BUS DEPOT ROAD, HANAMKONDA, WARANGAL, TELANGANA, 506010
Warangal, Telangana
Phone: 91-8451012697
IFSC: PSIB0021530
Frequently asked questions
What is the IFSC code of Punjab and Sind Bank Warangal branch?
The IFSC code of Punjab and Sind Bank, Warangal branch is PSIB0021530. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using PSIB0021530 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Warangal reflect within 30 minutes.
Is IFSC PSIB0021530 the same for all accounts at Warangal branch?
Yes. The IFSC PSIB0021530 is shared by every account held at Punjab and Sind Bank's Warangal branch. Only the account number changes from customer to customer.
What is the phone number of Punjab and Sind Bank Warangal branch?
You can reach the branch at 91-8451012697 during regular banking hours.
How do I add Punjab and Sind Bank Warangal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0021530, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Punjab and Sind Bank Warangal branch located?
Punjab and Sind Bank's Warangal branch is located at H. NO. 2-6-1531, OLD BUS DEPOT ROAD, HANAMKONDA, WARANGAL, TELANGANA, 506010, Warangal, Telangana.
Final notes
To recap: PSIB0021530 is the IFSC code of Punjab and Sind Bank, WARANGAL branch, in WARANGAL, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
