IFSC Code of Punjab and Sind Bank, Tarn Taran Sri Darbar Sahib Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab and Sind Bank, TARN TARAN SRI DARBAR SAHIB branch in TARN TARAN. The 11-digit IFSC PSIB0000732 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab and Sind Bank at the TARN TARAN SRI DARBAR SAHIB location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0000732 is the IFSC of Punjab and Sind Bank's TARN TARAN SRI DARBAR SAHIB branch. The format is fixed: PSIB = bank code, 0 = reserved, 000732 = branch identifier.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tarn Taran Sri Darbar Sahib branch in Tarn Taran, Punjab is part of this network and uses the IFSC code PSIB0000732 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SRI DARBAR SAHIB, DISTT. TARN TARAN, PUNJAB - 143401. It serves the Tarn Taran region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000732 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's TARN TARAN SRI DARBAR SAHIB branch came to be assigned the code PSIB0000732.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000732, money simply cannot be routed to the TARN TARAN SRI DARBAR SAHIB branch electronically.

Account types you can open at the Tarn Taran Sri Darbar Sahib branch

Once you have an account at Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB, the IFSC PSIB0000732 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Tarn Taran Sri Darbar Sahib branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1852-50383536.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000732

How to transfer money using IFSC PSIB0000732

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000732 across all three.

NEFT to Punjab and Sind Bank, TARN TARAN SRI DARBAR SAHIB using IFSC PSIB0000732

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000732, and confirm that the system picks up Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TARN TARAN SRI DARBAR SAHIB

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's TARN TARAN SRI DARBAR SAHIB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000732 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank TARN TARAN SRI DARBAR SAHIB (IFSC PSIB0000732)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000732 in your mobile or internet banking app, and the money is credited to the TARN TARAN SRI DARBAR SAHIB branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PSIB0000732 for Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tarn Taran Sri Darbar Sahib branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PSIB0000732

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB is still mapped to IFSC PSIB0000732. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000732 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PSIB0000732

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the TARN TARAN SRI DARBAR SAHIB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000732 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Tarn Taran Sri Darbar Sahib branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000732 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC PSIB0000732

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PSIB0000732.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tarn Taran Sri Darbar Sahib branch sits at SRI DARBAR SAHIB, DISTT. TARN TARAN, PUNJAB - 143401. If you are travelling from outside Tarn Taran, search for the branch on a maps application using the bank name and locality, or call 1852-50383536 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000732 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000732 for Punjab and Sind Bank – TARN TARAN SRI DARBAR SAHIB, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tarn Taran Sri Darbar Sahib branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000732, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000732 belongs to Punjab and Sind Bank's TARN TARAN SRI DARBAR SAHIB branch, located at SRI DARBAR SAHIB, DISTT. TARN TARAN, PUNJAB - 143401 in TARN TARAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.