Use this page as a one-stop reference for everything related to Punjab and Sind Bank's SHAHBAD MARKANDA branch in SHAHBAD, HARYANA. The branch's IFSC code PSIB0000725 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PSIB0000725 is the IFSC of Punjab and Sind Bank's SHAHBAD MARKANDA branch. The format is fixed: PSIB = bank code, 0 = reserved, 000725 = branch identifier.
About the bank
Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shahbad Markanda branch in Shahbad, Haryana is part of this network and uses the IFSC code PSIB0000725 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Shahbad Markanda |
| IFSC Code | PSIB0000725 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHAHBAD MARKANDA, DISTT. KURUKSHETRA, HARYANA - 136135 |
| City | Shahbad |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1744 |
| Phone | 243201 |
About the Shahbad Markanda branch
The Shahbad Markanda branch of Punjab and Sind Bank is situated at SHAHBAD MARKANDA, DISTT. KURUKSHETRA, HARYANA - 136135. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000725 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's SHAHBAD MARKANDA branch came to be assigned the code PSIB0000725.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000725, money simply cannot be routed to the SHAHBAD MARKANDA branch electronically.
Products and account variants supported
Every account opened at the Shahbad Markanda branch is mapped to IFSC PSIB0000725 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000725.
Banking services available
The Shahbad Markanda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1744-243201.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000725
How to transfer money using IFSC PSIB0000725
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000725 across all three.
NEFT to Punjab and Sind Bank, SHAHBAD MARKANDA using IFSC PSIB0000725
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000725, and confirm that the system picks up Punjab and Sind Bank – SHAHBAD MARKANDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHAHBAD MARKANDA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's SHAHBAD MARKANDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000725 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – SHAHBAD MARKANDA, use IMPS. With IFSC PSIB0000725 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Shahbad Markanda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000725:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHAHBAD MARKANDA is still linked to IFSC PSIB0000725.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's SHAHBAD MARKANDA branch, the IFSC PSIB0000725 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Shahbad Markanda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000725 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Shahbad Markanda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000725 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – SHAHBAD MARKANDA:
- The IFSC is exactly PSIB0000725 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and SHAHBAD MARKANDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shahbad Markanda branch sits at SHAHBAD MARKANDA, DISTT. KURUKSHETRA, HARYANA - 136135. If you are travelling from outside Shahbad, search for the branch on a maps application using the bank name and locality, or call 1744-243201 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000725 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PSIB0000725 for Punjab and Sind Bank – SHAHBAD MARKANDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shahbad Markanda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000725, however, work 24x7.
Branch address & contact
Punjab and Sind BankShahbad Markanda Branch
SHAHBAD MARKANDA, DISTT. KURUKSHETRA, HARYANA - 136135
Shahbad, Haryana
Phone: 1744-243201
IFSC: PSIB0000725
Frequently asked questions
Is IFSC PSIB0000725 valid for NEFT and RTGS?
Yes. IFSC PSIB0000725 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shahbad Markanda branch but serve different purposes.
Can I use IFSC PSIB0000725 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0000725 to send funds instantly.
How do I add Punjab and Sind Bank Shahbad Markanda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000725, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PSIB0000725 the same for all accounts at Shahbad Markanda branch?
Yes. The IFSC PSIB0000725 is shared by every account held at Punjab and Sind Bank's Shahbad Markanda branch. Only the account number changes from customer to customer.
Does Punjab and Sind Bank Shahbad Markanda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1744-243201 to confirm.
What is the phone number of Punjab and Sind Bank Shahbad Markanda branch?
You can reach the branch at 1744-243201 during regular banking hours.
Where is Punjab and Sind Bank Shahbad Markanda branch located?
Punjab and Sind Bank's Shahbad Markanda branch is located at SHAHBAD MARKANDA, DISTT. KURUKSHETRA, HARYANA - 136135, Shahbad, Haryana.
Final notes
To recap: PSIB0000725 is the IFSC code of Punjab and Sind Bank, SHAHBAD MARKANDA branch, in SHAHBAD, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
