IFSC Code of Punjab and Sind Bank, Sahibabad Krishi Upaj Mandi Samiti Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab and Sind Bank, SAHIBABAD KRISHI UPAJ MANDI SAMITI branch in SAHIBABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PSIB0000775. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHIBABAD KRISHI UPAJ MANDI SAMITI branch, and detailed step-by-step guides for using the IFSC PSIB0000775 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – SAHIBABAD KRISHI UPAJ MANDI SAMITI is PSIB0000775. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000775 map to this branch in SAHIBABAD, UTTAR PRADESH.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahibabad Krishi Upaj Mandi Samiti branch in Sahibabad, Uttar Pradesh is part of this network and uses the IFSC code PSIB0000775 for all electronic settlement.

About this branch

The branch is located at KRISHI UTPADAN MANDI IND AREA SAHIBABAD UTTAR PRADESH 201010. It serves the Sahibabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000775 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's SAHIBABAD KRISHI UPAJ MANDI SAMITI branch came to be assigned the code PSIB0000775.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000775, money simply cannot be routed to the SAHIBABAD KRISHI UPAJ MANDI SAMITI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000775 and the account number together uniquely identify the Sahibabad Krishi Upaj Mandi Samiti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PSIB0000775

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000775 across all three.

How to use IFSC PSIB0000775 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's SAHIBABAD KRISHI UPAJ MANDI SAMITI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0000775.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as SAHIBABAD KRISHI UPAJ MANDI SAMITI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SAHIBABAD KRISHI UPAJ MANDI SAMITI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's SAHIBABAD KRISHI UPAJ MANDI SAMITI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000775 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank SAHIBABAD KRISHI UPAJ MANDI SAMITI (IFSC PSIB0000775)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000775 in your mobile or internet banking app, and the money is credited to the SAHIBABAD KRISHI UPAJ MANDI SAMITI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sahibabad Krishi Upaj Mandi Samiti

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000775:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHIBABAD KRISHI UPAJ MANDI SAMITI is still linked to IFSC PSIB0000775.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's SAHIBABAD KRISHI UPAJ MANDI SAMITI branch, the IFSC PSIB0000775 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sahibabad Krishi Upaj Mandi Samiti branch

Once you have an account at Punjab and Sind Bank – SAHIBABAD KRISHI UPAJ MANDI SAMITI, the IFSC PSIB0000775 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sahibabad Krishi Upaj Mandi Samiti branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000775

Online banking and IFSC PSIB0000775

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the SAHIBABAD KRISHI UPAJ MANDI SAMITI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000775 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sahibabad Krishi Upaj Mandi Samiti branch

The branch is located at KRISHI UTPADAN MANDI IND AREA SAHIBABAD UTTAR PRADESH 201010, which puts it inside Sahibabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Sahibabad Krishi Upaj Mandi Samiti branch” — the verified location pin for IFSC PSIB0000775 should appear at the top of the results.
2. Confirm the branch is open by calling 120-2897502 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000775 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – SAHIBABAD KRISHI UPAJ MANDI SAMITI:

• The IFSC is exactly PSIB0000775 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and SAHIBABAD KRISHI UPAJ MANDI SAMITI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahibabad Krishi Upaj Mandi Samiti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000775, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000775 for Punjab and Sind Bank – SAHIBABAD KRISHI UPAJ MANDI SAMITI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000775 belongs to Punjab and Sind Bank's SAHIBABAD KRISHI UPAJ MANDI SAMITI branch, located at KRISHI UTPADAN MANDI IND AREA SAHIBABAD UTTAR PRADESH 201010 in SAHIBABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.