If you are searching for the IFSC code of Punjab and Sind Bank, RORANWALI branch in RORANWALI, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PSIB0000519. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RORANWALI branch, and detailed step-by-step guides for using the IFSC PSIB0000519 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PSIB0000519 is the IFSC of Punjab and Sind Bank's RORANWALI branch. The format is fixed: PSIB = bank code, 0 = reserved, 000519 = branch identifier.
Bank profile
Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Roranwali branch — IFSC PSIB0000519 — extends the bank's services to customers in and around Roranwali, Punjab.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Roranwali |
| IFSC Code | PSIB0000519 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113 |
| City | Roranwali |
| District | Muktsar |
| State | Punjab |
| STD Code | 1637 |
| Phone | 285082 |
About the Roranwali branch
The Roranwali branch of Punjab and Sind Bank is situated at RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000519 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's RORANWALI branch came to be assigned the code PSIB0000519.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000519, money simply cannot be routed to the RORANWALI branch electronically.
Products and account variants supported
Every account opened at the Roranwali branch is mapped to IFSC PSIB0000519 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000519.
Banking services available
The Roranwali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1637-285082.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000519
How to transfer money using IFSC PSIB0000519
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000519 across all three.
NEFT to Punjab and Sind Bank, RORANWALI using IFSC PSIB0000519
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000519, and confirm that the system picks up Punjab and Sind Bank – RORANWALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PSIB0000519
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – RORANWALI, ensure your bank's portal accepts IFSC PSIB0000519 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – RORANWALI, use IMPS. With IFSC PSIB0000519 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000519 for Punjab and Sind Bank – RORANWALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000519 | Yes – PSIB0000519 | Yes – PSIB0000519 |
For most retail customers crediting the Roranwali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's RORANWALI branch, the IFSC PSIB0000519 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PSIB0000519
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the RORANWALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000519 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Roranwali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000519 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – RORANWALI:
- The IFSC is exactly PSIB0000519 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and RORANWALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Roranwali branch sits at RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113. If you are travelling from outside Roranwali, search for the branch on a maps application using the bank name and locality, or call 1637-285082 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000519 and your account number.
Verifying IFSC PSIB0000519 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000519 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1637-285082.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Roranwali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000519, however, work 24x7.
Branch address & contact
Punjab and Sind BankRoranwali Branch
RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113
Roranwali, Punjab
Phone: 1637-285082
IFSC: PSIB0000519
Frequently asked questions
Is IFSC PSIB0000519 valid for NEFT and RTGS?
Yes. IFSC PSIB0000519 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PSIB0000519 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Roranwali reflect within 30 minutes.
Where is Punjab and Sind Bank Roranwali branch located?
Punjab and Sind Bank's Roranwali branch is located at RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113, Roranwali, Punjab.
Can I use IFSC PSIB0000519 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0000519 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Roranwali branch but serve different purposes.
How do I add Punjab and Sind Bank Roranwali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000519, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Punjab and Sind Bank Roranwali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1637-285082 to confirm.
Summary
The IFSC code PSIB0000519 belongs to Punjab and Sind Bank's RORANWALI branch, located at RORANWALI, DISTT. MUKTSAR, PUNJAB - 152113 in RORANWALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
