If you are searching for the IFSC code of Punjab and Sind Bank, ALAWALPUR branch in ROORKEE, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is PSIB0021464. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALAWALPUR branch, and detailed step-by-step guides for using the IFSC PSIB0021464 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab and Sind Bank – ALAWALPUR is PSIB0021464. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021464 map to this branch in ROORKEE, UTTARAKHAND.
Bank profile
Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Alawalpur branch — IFSC PSIB0021464 — extends the bank's services to customers in and around Roorkee, Uttarakhand.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Alawalpur |
| IFSC Code | PSIB0021464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIL ALAWALPUR, PO CHUTMALPUR, TEHSIL ROORKEE, DISTT HARIDWAR, UTTARAKHAND - 247662 |
| City | Roorkee |
| District | Haridwar |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 7579090345 |
About this branch
The branch is located at VIL ALAWALPUR, PO CHUTMALPUR, TEHSIL ROORKEE, DISTT HARIDWAR, UTTARAKHAND - 247662. It serves the Roorkee region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0021464 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's ALAWALPUR branch came to be assigned the code PSIB0021464.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0021464, money simply cannot be routed to the ALAWALPUR branch electronically.
Account types you can open at the Alawalpur branch
Once you have an account at Punjab and Sind Bank – ALAWALPUR, the IFSC PSIB0021464 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Alawalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7579090345.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0021464
How to transfer money using IFSC PSIB0021464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0021464 across all three.
NEFT to Punjab and Sind Bank, ALAWALPUR using IFSC PSIB0021464
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0021464, and confirm that the system picks up Punjab and Sind Bank – ALAWALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PSIB0021464
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – ALAWALPUR, ensure your bank's portal accepts IFSC PSIB0021464 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – ALAWALPUR, use IMPS. With IFSC PSIB0021464 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0021464 for Punjab and Sind Bank – ALAWALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0021464 | Yes – PSIB0021464 | Yes – PSIB0021464 |
For most retail customers crediting the Alawalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's ALAWALPUR branch, the IFSC PSIB0021464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PSIB0021464
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the ALAWALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0021464 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Alawalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0021464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC PSIB0021464
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – ALAWALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PSIB0021464. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Alawalpur branch
The branch is located at VIL ALAWALPUR, PO CHUTMALPUR, TEHSIL ROORKEE, DISTT HARIDWAR, UTTARAKHAND - 247662, which puts it inside Roorkee, the broader Haridwar district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Alawalpur branch” — the verified location pin for IFSC PSIB0021464 should appear at the top of the results.
- Confirm the branch is open by calling 91-7579090345 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0021464 and your account number.
Verifying IFSC PSIB0021464 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0021464 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7579090345.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Alawalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0021464, however, work 24x7.
Branch address & contact
Punjab and Sind BankAlawalpur Branch
VIL ALAWALPUR, PO CHUTMALPUR, TEHSIL ROORKEE, DISTT HARIDWAR, UTTARAKHAND - 247662
Roorkee, Uttarakhand
Phone: 91-7579090345
IFSC: PSIB0021464
Frequently asked questions
Is IFSC PSIB0021464 valid for NEFT and RTGS?
Yes. IFSC PSIB0021464 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PSIB0021464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Alawalpur reflect within 30 minutes.
Does Punjab and Sind Bank Alawalpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7579090345 to confirm.
How do I add Punjab and Sind Bank Alawalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0021464, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PSIB0021464 the same for all accounts at Alawalpur branch?
Yes. The IFSC PSIB0021464 is shared by every account held at Punjab and Sind Bank's Alawalpur branch. Only the account number changes from customer to customer.
Where is Punjab and Sind Bank Alawalpur branch located?
Punjab and Sind Bank's Alawalpur branch is located at VIL ALAWALPUR, PO CHUTMALPUR, TEHSIL ROORKEE, DISTT HARIDWAR, UTTARAKHAND - 247662, Roorkee, Uttarakhand.
What is the phone number of Punjab and Sind Bank Alawalpur branch?
You can reach the branch at 91-7579090345 during regular banking hours.
Final notes
To recap: PSIB0021464 is the IFSC code of Punjab and Sind Bank, ALAWALPUR branch, in ROORKEE, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
