IFSC Code of Punjab and Sind Bank, Sco No , Walia Enclave, Opposite Punjabi University Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab and Sind Bank, SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY branch in PATIALA. The 11-digit IFSC PSIB0000830 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab and Sind Bank at the SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY is PSIB0000830. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000830 map to this branch in PATIALA, PUNJAB.

Bank profile

Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sco No , Walia Enclave, Opposite Punjabi University branch — IFSC PSIB0000830 — extends the bank's services to customers in and around Patiala, Punjab.

Branch details at a glance

About the Sco No , Walia Enclave, Opposite Punjabi University branch

The Sco No , Walia Enclave, Opposite Punjabi University branch of Punjab and Sind Bank is situated at SCO NO 59, WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY PA, DISTT. PATIALA, PUNJAB - 147002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000830 is used.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000830 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000830 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Sco No , Walia Enclave, Opposite Punjabi University branch is mapped to IFSC PSIB0000830 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000830.

Banking services available

The Sco No , Walia Enclave, Opposite Punjabi University branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 175-2283394.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000830

How to transfer money using IFSC PSIB0000830

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000830 across all three.

NEFT to Punjab and Sind Bank, SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY using IFSC PSIB0000830

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000830, and confirm that the system picks up Punjab and Sind Bank – SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000830 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab and Sind Bank – SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY, use IMPS. With IFSC PSIB0000830 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sco No , Walia Enclave, Opposite Punjabi University

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000830:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY is still linked to IFSC PSIB0000830.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY branch, the IFSC PSIB0000830 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PSIB0000830

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000830 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000830 and the account number together uniquely identify the Sco No , Walia Enclave, Opposite Punjabi University branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY:

• The IFSC is exactly PSIB0000830 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sco No , Walia Enclave, Opposite Punjabi University branch

The branch is located at SCO NO 59, WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY PA, DISTT. PATIALA, PUNJAB - 147002, which puts it inside Patiala, the broader Patiala district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Sco No , Walia Enclave, Opposite Punjabi University branch” — the verified location pin for IFSC PSIB0000830 should appear at the top of the results.
2. Confirm the branch is open by calling 175-2283394 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000830 and your account number.

Verifying IFSC PSIB0000830 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000830 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 175-2283394.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sco No , Walia Enclave, Opposite Punjabi University are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000830 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000830 belongs to Punjab and Sind Bank's SCO NO , WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY branch, located at SCO NO 59, WALIA ENCLAVE, OPPOSITE PUNJABI UNIVERSITY PA, DISTT. PATIALA,… in PATIALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.