IFSC Code of Punjab and Sind Bank, Panipat Guru Nanak Public School Branch, Haryana

Below are the complete branch details for Punjab and Sind Bank, PANIPAT GURU NANAK PUBLIC SCHOOL branch, located in PANIPAT, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000787. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000787 for Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL is PSIB0000787. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000787 map to this branch in PANIPAT, HARYANA.

Branch details at a glance

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panipat Guru Nanak Public School branch in Panipat, Haryana is part of this network and uses the IFSC code PSIB0000787 for all electronic settlement.

About this branch

The branch is located at GURU NANAK PUBLIC SCHOOL SANAULI ROAD PANIPAT HARYANA 132104. It serves the Panipat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000787 is used to identify this branch on the RBI payments network.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT GURU NANAK PUBLIC SCHOOL of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000787 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000787 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PSIB0000787

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000787 across all three.

How to use IFSC PSIB0000787 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's PANIPAT GURU NANAK PUBLIC SCHOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0000787.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as PANIPAT GURU NANAK PUBLIC SCHOOL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PSIB0000787

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL, ensure your bank's portal accepts IFSC PSIB0000787 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL, use IMPS. With IFSC PSIB0000787 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PSIB0000787 for Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Panipat Guru Nanak Public School branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PSIB0000787

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL is still mapped to IFSC PSIB0000787. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000787 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Panipat Guru Nanak Public School branch is mapped to IFSC PSIB0000787 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000787.

Products and services

Customers walking into the Panipat Guru Nanak Public School branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000787

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000787 and the account number together uniquely identify the Panipat Guru Nanak Public School branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PSIB0000787

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the PANIPAT GURU NANAK PUBLIC SCHOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000787 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL:

• The IFSC is exactly PSIB0000787 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and PANIPAT GURU NANAK PUBLIC SCHOOL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Panipat Guru Nanak Public School branch sits at GURU NANAK PUBLIC SCHOOL SANAULI ROAD PANIPAT HARYANA 132104. If you are travelling from outside Panipat, search for the branch on a maps application using the bank name and locality, or call 180-2639263 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000787 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000787 for Punjab and Sind Bank – PANIPAT GURU NANAK PUBLIC SCHOOL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Panipat Guru Nanak Public School are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000787 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000787 belongs to Punjab and Sind Bank's PANIPAT GURU NANAK PUBLIC SCHOOL branch, located at GURU NANAK PUBLIC SCHOOL SANAULI ROAD PANIPAT HARYANA 132104 in PANIPAT, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.