Below are the complete branch details for Punjab and Sind Bank, PANCHKULA SECTOR V HARYANA branch, located in PANCHKULA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000915. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000915 for Punjab and Sind Bank – PANCHKULA SECTOR V HARYANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab and Sind Bank's PANCHKULA SECTOR V HARYANA branch, the IFSC PSIB0000915 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000915 identifies this particular branch.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Panchkula Sector V Haryana branch in Panchkula. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000915.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Panchkula Sector V Haryana |
| IFSC Code | PSIB0000915 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO SITE NO 76 SECTOR 5 URBAN ESTATE PANCKULA HARYANA |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| STD Code | 172 |
| Phone | 2581388 |
About this branch
The branch is located at SCO SITE NO 76 SECTOR 5 URBAN ESTATE PANCKULA HARYANA. It serves the Panchkula region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000915 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's PANCHKULA SECTOR V HARYANA branch came to be assigned the code PSIB0000915.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000915, money simply cannot be routed to the PANCHKULA SECTOR V HARYANA branch electronically.
Products and account variants supported
Every account opened at the Panchkula Sector V Haryana branch is mapped to IFSC PSIB0000915 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000915.
Products and services
Customers walking into the Panchkula Sector V Haryana branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0000915
How to transfer money using IFSC PSIB0000915
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000915 across all three.
NEFT to Punjab and Sind Bank, PANCHKULA SECTOR V HARYANA using IFSC PSIB0000915
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000915, and confirm that the system picks up Punjab and Sind Bank – PANCHKULA SECTOR V HARYANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANCHKULA SECTOR V HARYANA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's PANCHKULA SECTOR V HARYANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000915 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – PANCHKULA SECTOR V HARYANA, use IMPS. With IFSC PSIB0000915 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000915 for Punjab and Sind Bank – PANCHKULA SECTOR V HARYANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000915 | Yes – PSIB0000915 | Yes – PSIB0000915 |
For most retail customers crediting the Panchkula Sector V Haryana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's PANCHKULA SECTOR V HARYANA branch, the IFSC PSIB0000915 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PSIB0000915
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the PANCHKULA SECTOR V HARYANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000915 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Panchkula Sector V Haryana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000915 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – PANCHKULA SECTOR V HARYANA:
- The IFSC is exactly PSIB0000915 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and PANCHKULA SECTOR V HARYANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Panchkula Sector V Haryana branch sits at SCO SITE NO 76 SECTOR 5 URBAN ESTATE PANCKULA HARYANA. If you are travelling from outside Panchkula, search for the branch on a maps application using the bank name and locality, or call 172-2581388 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000915 and your account number.
Verifying IFSC PSIB0000915 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000915 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 172-2581388.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panchkula Sector V Haryana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000915, however, work 24x7.
Branch address & contact
Punjab and Sind BankPanchkula Sector V Haryana Branch
SCO SITE NO 76 SECTOR 5 URBAN ESTATE PANCKULA HARYANA
Panchkula, Haryana
Phone: 172-2581388
IFSC: PSIB0000915
Frequently asked questions
Does Punjab and Sind Bank Panchkula Sector V Haryana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-2581388 to confirm.
How quickly will an NEFT transfer using PSIB0000915 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Panchkula Sector V Haryana reflect within 30 minutes.
What is the phone number of Punjab and Sind Bank Panchkula Sector V Haryana branch?
You can reach the branch at 172-2581388 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panchkula Sector V Haryana branch but serve different purposes.
Is IFSC PSIB0000915 the same for all accounts at Panchkula Sector V Haryana branch?
Yes. The IFSC PSIB0000915 is shared by every account held at Punjab and Sind Bank's Panchkula Sector V Haryana branch. Only the account number changes from customer to customer.
What is the IFSC code of Punjab and Sind Bank Panchkula Sector V Haryana branch?
The IFSC code of Punjab and Sind Bank, Panchkula Sector V Haryana branch is PSIB0000915. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PSIB0000915 valid for NEFT and RTGS?
Yes. IFSC PSIB0000915 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code PSIB0000915 belongs to Punjab and Sind Bank's PANCHKULA SECTOR V HARYANA branch, located at SCO SITE NO 76 SECTOR 5 URBAN ESTATE PANCKULA HARYANA in PANCHKULA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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