If you are searching for the IFSC code of Punjab and Sind Bank, DPS NOIDA branch in NOIDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PSIB0000907. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DPS NOIDA branch, and detailed step-by-step guides for using the IFSC PSIB0000907 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab and Sind Bank's DPS NOIDA branch, the IFSC PSIB0000907 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000907 identifies this particular branch.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Dps Noida branch in Noida. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000907.
About this branch
The branch is located at DELHI PUBLIC SCHOOL SECTOR 30 NOIDA DISTT GAUTAM BUDH NAGAR. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000907 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Dps Noida |
| IFSC Code | PSIB0000907 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DELHI PUBLIC SCHOOL SECTOR 30 NOIDA DISTT GAUTAM BUDH NAGAR |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 2456441 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's DPS NOIDA branch came to be assigned the code PSIB0000907.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000907, money simply cannot be routed to the DPS NOIDA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dps Noida branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000907 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PSIB0000907
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000907 across all three.
How to use IFSC PSIB0000907 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's DPS NOIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PSIB0000907.
- Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as DPS NOIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DPS NOIDA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's DPS NOIDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000907 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab and Sind Bank DPS NOIDA (IFSC PSIB0000907)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000907 in your mobile or internet banking app, and the money is credited to the DPS NOIDA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dps Noida
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000907:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DPS NOIDA is still linked to IFSC PSIB0000907.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's DPS NOIDA branch, the IFSC PSIB0000907 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dps Noida branch is mapped to IFSC PSIB0000907 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000907.
Banking services available
The Dps Noida branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 120-2456441.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000907
Online banking and IFSC PSIB0000907
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the DPS NOIDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000907 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dps Noida branch
The branch is located at DELHI PUBLIC SCHOOL SECTOR 30 NOIDA DISTT GAUTAM BUDH NAGAR, which puts it inside Noida, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Dps Noida branch” — the verified location pin for IFSC PSIB0000907 should appear at the top of the results.
- Confirm the branch is open by calling 120-2456441 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000907 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – DPS NOIDA:
- The IFSC is exactly PSIB0000907 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and DPS NOIDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dps Noida branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000907, however, work 24x7.
Verifying IFSC PSIB0000907 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000907 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 120-2456441.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab and Sind BankDps Noida Branch
DELHI PUBLIC SCHOOL SECTOR 30 NOIDA DISTT GAUTAM BUDH NAGAR
Noida, Uttar Pradesh
Phone: 120-2456441
IFSC: PSIB0000907
Frequently asked questions
What is the phone number of Punjab and Sind Bank Dps Noida branch?
You can reach the branch at 120-2456441 during regular banking hours.
Is IFSC PSIB0000907 the same for all accounts at Dps Noida branch?
Yes. The IFSC PSIB0000907 is shared by every account held at Punjab and Sind Bank's Dps Noida branch. Only the account number changes from customer to customer.
Does Punjab and Sind Bank Dps Noida branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 120-2456441 to confirm.
How do I add Punjab and Sind Bank Dps Noida as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000907, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PSIB0000907 valid for NEFT and RTGS?
Yes. IFSC PSIB0000907 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PSIB0000907 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Dps Noida reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dps Noida branch but serve different purposes.
Summary
The IFSC code PSIB0000907 belongs to Punjab and Sind Bank's DPS NOIDA branch, located at DELHI PUBLIC SCHOOL SECTOR 30 NOIDA DISTT GAUTAM BUDH NAGAR in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
