Below are the complete branch details for Punjab and Sind Bank, MUDIA PAMARE branch, located in MUDIA PAMARA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000552. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000552 for Punjab and Sind Bank – MUDIA PAMARE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab and Sind Bank's MUDIA PAMARE branch, the IFSC PSIB0000552 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000552 identifies this particular branch.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Mudia Pamare |
| IFSC Code | PSIB0000552 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001 |
| City | Mudia Pamara |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7318231636 |
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Mudia Pamare branch in Mudia Pamara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000552.
About this branch
The branch is located at MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001. It serves the Mudia Pamara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000552 is used to identify this branch on the RBI payments network.
Why every Punjab and Sind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUDIA PAMARE of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000552 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000552 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PSIB0000552
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000552 across all three.
How to use IFSC PSIB0000552 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's MUDIA PAMARE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PSIB0000552.
- Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as MUDIA PAMARE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUDIA PAMARE
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's MUDIA PAMARE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000552 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – MUDIA PAMARE, use IMPS. With IFSC PSIB0000552 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000552 for Punjab and Sind Bank – MUDIA PAMARE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000552 | Yes – PSIB0000552 | Yes – PSIB0000552 |
For most retail customers crediting the Mudia Pamare branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PSIB0000552
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – MUDIA PAMARE is still mapped to IFSC PSIB0000552. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000552 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mudia Pamare branch is mapped to IFSC PSIB0000552 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000552.
Products and services
Customers walking into the Mudia Pamare branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0000552
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000552 and the account number together uniquely identify the Mudia Pamare branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC PSIB0000552
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the MUDIA PAMARE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000552 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC PSIB0000552
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – MUDIA PAMARE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PSIB0000552. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mudia Pamare branch
The branch is located at MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001, which puts it inside Mudia Pamara, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Mudia Pamare branch” — the verified location pin for IFSC PSIB0000552 should appear at the top of the results.
- Confirm the branch is open by calling 91-7318231636 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000552 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PSIB0000552 for Punjab and Sind Bank – MUDIA PAMARE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mudia Pamare branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000552, however, work 24x7.
Branch address & contact
Punjab and Sind BankMudia Pamare Branch
MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001
Mudia Pamara, Uttar Pradesh
Phone: 91-7318231636
IFSC: PSIB0000552
Frequently asked questions
Is IFSC PSIB0000552 the same for all accounts at Mudia Pamare branch?
Yes. The IFSC PSIB0000552 is shared by every account held at Punjab and Sind Bank's Mudia Pamare branch. Only the account number changes from customer to customer.
How do I add Punjab and Sind Bank Mudia Pamare as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000552, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Punjab and Sind Bank Mudia Pamare branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7318231636 to confirm.
How quickly will an NEFT transfer using PSIB0000552 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Mudia Pamare reflect within 30 minutes.
Where is Punjab and Sind Bank Mudia Pamare branch located?
Punjab and Sind Bank's Mudia Pamare branch is located at MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001, Mudia Pamara, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mudia Pamare branch but serve different purposes.
What is the phone number of Punjab and Sind Bank Mudia Pamare branch?
You can reach the branch at 91-7318231636 during regular banking hours.
Summary
The IFSC code PSIB0000552 belongs to Punjab and Sind Bank's MUDIA PAMARE branch, located at MUDIA PAMARE DISTT SHAHJAHANPUR UTTAR PRADESH 242001 in MUDIA PAMARA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
