IFSC Code of Punjab and Sind Bank, Meerut Dewan Public Scholl Meerut Cantt Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab and Sind Bank, MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch in MEERUT, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PSIB0000817. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch, and detailed step-by-step guides for using the IFSC PSIB0000817 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT is PSIB0000817. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000817 map to this branch in MEERUT, UTTAR PRADESH.

About Punjab and Sind Bank

Punjab and Sind Bank operates a wide network of branches across India, including the Meerut Dewan Public Scholl Meerut Cantt branch in Meerut. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000817.

About the Meerut Dewan Public Scholl Meerut Cantt branch

The Meerut Dewan Public Scholl Meerut Cantt branch of Punjab and Sind Bank is situated at DEWAN PUBLIC SCHOOL, DISTT. MEERUT, UTTAR PRADESH - 250001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000817 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch came to be assigned the code PSIB0000817.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000817, money simply cannot be routed to the MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Meerut Dewan Public Scholl Meerut Cantt branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000817 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PSIB0000817

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000817 across all three.

NEFT to Punjab and Sind Bank, MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT using IFSC PSIB0000817

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000817, and confirm that the system picks up Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000817 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT (IFSC PSIB0000817)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000817 in your mobile or internet banking app, and the money is credited to the MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Meerut Dewan Public Scholl Meerut Cantt

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000817:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT is still linked to IFSC PSIB0000817.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000817

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT is still mapped to IFSC PSIB0000817. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000817 and the beneficiary's account number to complete the transfer.

Account types you can open at the Meerut Dewan Public Scholl Meerut Cantt branch

Once you have an account at Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT, the IFSC PSIB0000817 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Meerut Dewan Public Scholl Meerut Cantt branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000817

Online banking and IFSC PSIB0000817

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000817 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Meerut Dewan Public Scholl Meerut Cantt branch sits at DEWAN PUBLIC SCHOOL, DISTT. MEERUT, UTTAR PRADESH - 250001. If you are travelling from outside Meerut, search for the branch on a maps application using the bank name and locality, or call 121-2650402 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000817 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT:

• The IFSC is exactly PSIB0000817 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Meerut Dewan Public Scholl Meerut Cantt are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000817 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000817 for Punjab and Sind Bank – MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000817 is the IFSC code of Punjab and Sind Bank, MEERUT DEWAN PUBLIC SCHOLL MEERUT CANTT branch, in MEERUT, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.